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Checking Accounts


We’ve got the checking account you need

Advantis checking solutions can help you reach your financial goals.

Want to compare these accounts side-by-side?

You can do that here!

We've got the perfect account for you.

Compare Checking Accounts

Cashback Interest
Earn Interest 1.05% APY up to $25,000 N/A Tiered Rates
ATM Fee Refunds Up to $25/month N/A N/A
Earn Unlimited Cashback N/A YES! N/A
eStatements Required to receive 1.05% APY* & ATM fee refunds Required to receive unlimited cashback Available
Minimum Balance Requirement None None None
Monthly Service Fee FREE FREE $7.00
How to waive
Opening Deposit $25 $25 $25
Perfect For Those Who:  Carry a moderate/high balance and are active account users. You can earn an incredible rate on your funds! Carry any balance -including a low balance - and make frequent debit purchases (because they add up to unlimited cashback!) Carry any balance and want a simple interest bearing checking account with no frills – just a great rate.

See Requirements

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Checking Account Rates 

See how our personal checking accounts pay you very competitive rates: 

Advantis Checking Rates

Fusion Checking 0-$25,000 1.05%¹

$25,000.01 or more 0.20%¹
Interest Checking 0-$2,499 0.05%²

$2,500-$24,999 0.05%²

$25,000-$49,999 0.05%²

$50,000 or more 0.10%²
HSA Interest Checking $0-$2,499 0.05%³

$2,500-$9,999 0.05%³

$10,000 or more 0.05%³
¹*APY= Annual Percentage Yield. APY is accurate as of 07/29/2020. Rates are subject to change after account opening. Minimum opening deposit is $25.00. When Fusion requirements are met, balances over $25,000 earn 0.20% APY. To earn Fusion rate and ATM fee refunds you must satisfy the following requirements during the requirement cycle: have at least 12 debit card transactions post and clear; have at least one automatic payment or direct deposit post and clear; receive statements electronically and log in to online banking at least once. Requirement cycles begin on the last calendar day of the month and end on the next to last calendar day of the month (at close of business on a Monday through Saturday and 5:00 pm on a Sunday). To ensure you receive the highest interest rate tier, all Fusion requirements must be met by within the disclosed requirement cycle. ATM transactions do not count toward the 12 check card transactions. International ATM fees are not eligible for ATM fee refund. Interest and ATM refunds will be paid on the last day of the month in which it is earned. If account requirements are not met, the rate will be 0.10% APY and ATM fees will not be refunded.

²The APY may change after account opening. Minimum amount to open an Interest Checking or Platinum Checking account is $25. There is a $1000 minimum balance requirement to avoid a service fee for interest checking and a $2500 minimum balance requirement to avoid a service fee for Platinum Checking. Fees may reduce earnings.
³The APY may change after account opening. There is a service fee if a minimum balance is not maintained in the plan. Fees may reduce earnings. Contribution limits apply. Consult your tax advisor for specific tax information.

Banks are for-profit. Advantis Credit Union is for you.

Our checking accounts pay you back because we’ve got your back.

Advantis is a not-for-profit financial cooperative, locally owned by our members. Which means instead of giving our earnings to corporate stockholders like banks do, we return them to our members in the form of better rates, more free services, and unlimited cashback on their checking.