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Not the other way around 


We’ve got a checking account to fit the way you live.

Fusion icon - percent sign Fusion Checking

Fusion Checking offers the perfect blend: a terrific interest rate with no monthly fees—ever. So you get paid more without paying a thing. It’s everything you want, fused into one account.

  • Generous 0.75% APY* on balances up to $25,000
  • Always free, all the time—no matter what
  • No minimum balance, no worries

Cashback Icon - dollar sign with arrows around Cashback Checking

Say hello to unlimited cash. With Cashback Checking, we’ll pay you for every debit card purchase of $3 or more. Truly free, no minimum balance, and no hassles. So, why limit yourself?

  • Earn money even as you spend money
  • Unlimited cash back every month**
  • Free means free—no monthly fees

Looking for something else in a checking account?

We’ve got you covered, with even more options to fit your unique needs.


Earn more and keep things simple
With our tiered interest rates, the higher your balance, the more you’ll earn. 



Save for current and future health costs
To qualify for an HSA account you must be enrolled in a high deductible health plan (HDHP).



An account just for members age 14 to 22
New to banking? Get off to a great start with your first checking account.

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Why Advantis?

It’s your money. Why wouldn’t we pay you for it?

Unlike big banks, we love the idea of giving you something for nothing. Like a personal checking account that pays you. Not the other way around.

And there’s no hassle when you switch accounts, ClickSWITCH makes it easy to move your direct deposits and recurring payments in just a few clicks. 

Learn about CLickswitch


Checking Account Resources

New to checking?

Already have an Advantis checking account?

Learn how to get the most from your checking account and debit card.


Start earning more with an Advantis checking account.

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*APY= Annual Percentage Yield. APY is accurate as of 11/01/2021. Rates are subject to change after account opening. Minimum opening deposit is $25.00. When Fusion requirements are met, balances over $25,000 earn 0.10% APY. To earn Fusion rate and ATM fee refunds you must satisfy the following requirements during the requirement cycle: have at least 12 debit card transactions post and clear; have at least one automatic payment or direct deposit post and clear; receive statements electronically and log in to online banking at least once. Requirement cycles begin on the last calendar day of the month and end on the next to last calendar day of the month (at close of business on a Monday through Saturday and 5:00 pm on a Sunday). To ensure you receive the highest interest rate tier, all Fusion requirements must be met by within the disclosed requirement cycle. ATM transactions do not count toward the 12 check card transactions. International ATM fees are not eligible for ATM fee refund. Interest and ATM refunds will be paid on the last day of the month in which it is earned. If account requirements are not met, the rate will be 0.05% APY and ATM fees will not be refunded. **To earn cash back you must be signed up to receive eStatements from Advantis. You will earn $0.10 on every qualifying purchase that posts during the account cycle. A qualifying purchase is a purchase of $3.00 or more that is made with the debit card tied to your Cashback Checking or Start Checking account, including purchases made with your card through a Digital Wallet supported by Advantis and purchases made with your debit card online. For purposes of the Cashback Checking and Start Checking accounts, the account cycle runs from the first day of the month to the last day of the month. Your cashback will be posted to your Cashback Checking or Start Checking account on the first day of the month following the close of the account cycle. You will not receive any cashback for any purchases posted during the same month you close your Cashback Checking or Start Checking account. You must be between the ages of 14 to 22 years old in order to qualify for the Start Checking or Savings accounts. For Start Checking accounts, on the first day of the month following your 23rd birthday, your account will convert to a Cashback Checking account.