Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Advantis Credit Union
Online Banking
Online Banking Notice. Learn More.
family making cookies in their kitchen

SAVINGS ACCOUNTS THAT WORK FOR YOU

Your goals are waiting—get to them

Savings Accounts

Let’s start with the perks.

Advantis Savings Accounts Include:

We’ve got the savings account you need

Your money works harder at Advantis. Our savings accounts help you reach your goals.

Want to compare accounts side-by-side?

You can do that here!
  Certificates of Deposit  Money Market   IRA Savings
Earn Interest Fixed Rate Tiered Rates Tiered Rates Tiered Rates
Minimum Balance Requirement None None None None
Opening Deposit $500 $2,500 $5 $5
Overdraft Protection N/A Available N/A Available
Tax Deferred N/A N/A N/A N/A
24/7 Access to Funds N/A Yes! N/A Yes!
Monthly Service Fee Free Free Free Free
Perfect for those who:  Can set aside $500 minimum for a fixed term. You can lock in a fixed rate on your funds! Can start with a $2,500 deposit and grow their balance to earn higher rates. Carry any balance and want an interest-bearing account with tiered rates and full tax advantages. Carry any balance and want a simple interest-bearing checking account with no frills – just a rate that increases as your balance grows.


Savings Account Rates

See how our personal savings accounts pay you very competitive rates:

Savings Accounts

  Tier APY*¹
Regular Savings $0-$499 0.00%

$500-$2,499 0.05%

$2,500-$9,999 0.10%

$10,000 or more 0.15%
Holiday and Tax Account $0-$499 0.00%

$500-$2,499 0.05%
  $2,500-$9,999 0.10%
  $10,000 or more 0.15%
Youth Account n/a 0.15%
1The APY may change after account opening. Minimum amount to open a Savings, Youth Savings or Holiday and Tax Account is $5. Transaction restrictions apply.

457 (b) Accounts

 Tier APY*¹
$0-$2,500 2.75%
$2,500-$49,999 2.75%
$50,000 - $149,999 2.80%
$150,000-$249,999 2.85%
$250,000 or more 2.90%
1Applicable balance tier is determined on an individual account basis.
2The APY may change after account opening. Contribution limits apply. See your plan sponsor for more information.

Bump Certificates

 Term Tier APY*¹
13 Month Bump $2,500-$49,999 0.20%

$25,000 - $49,999 0.30%

$50,000-$49,999 0.35%
  $100,000 or more 0.40%
¹For 13-month bump rate certificates, you may increase your rate once during the certificate term to a rate currently in effect for our standard 12-month certificates. There may be a penalty for early withdrawal. For IRA certificates, there is a plan closure fee which may reduce earnings.

CDs

 Term Tier APY*¹
Standard/IRA

6 months $500 - $24,999 0.20%

$25,000 - $49,999 0.25%

$50,000 - $99,999 0.30%

$100,000 or more 0.35%
12 Months $500 - $24,999 0.30%

$25,000 - $49,999 0.35%
  $50,000 - $99,999 0.40%
  $100,000 or more 0.45%
24 Month $500 - $24,999 0.85%
  $25,000 - $49,999 0.90%
  $50,000 - $99,999 0.95%
  $100,000 or more 1.00%
36 Month $500 - $24,999 1.35%
  $25,000 - $49,999 1.40%

$50,000 - $99,999 1.45%

$100,000 or more 1.50%
48 Month $500 - $24,999 1.60%
  $25,000 - $49,999 1.65%
  $50,000 - $99,999 1.70%
  $100,000 or more 1.75%
60 Months $500 - $24,999 1.70%
  $25,000 - $49,999 1.80%
  $50,000 - $99,999 1.90%
  $100,000 or more 2.00%
¹For all certificates, there may be a penalty for early withdrawal. For IRA certificates, there is a plan closure fee which may reduce earnings.

Health Savings Account Certificates¹

 Tier APY*¹
6 Months 0.20%
12 Months 0.35%
24 or 36 Months 0.55%
¹Minimum amount to open an HSA Certificate account is $500. There is a service fee if a minimum balance is not maintained in the plan. Fees may reduce earnings. Contribution limits apply. Consult your tax advisor for specific tax information. There may be a penalty for early withdrawal.

IRAs

  Tier  APY*¹
IRA Savings $0 - $2,499 0.05%

$2,500 - $24,999 0.10%

$25,000 - $49,999 0.20%

$50,000 or more 0.30%
Premium IRA Savings $0 - $2,499 0.00%

$2,500 - $24,999 0.05%
  $25,000 - $49,999 0.60%
  $50,000 or more 0.80%

¹The APY may change after account opening. Minimum amount to open an IRA Savings or a Premium IRA Savings Account is $5. Transaction restrictions apply. IRA Plan closure fee may reduce earnings.

Money Market

  Tier  APY*¹
IRA Savings $0 - $2,499 0.00%

$2,500 - $24,999 0.10%

$25,000 - $49,999 0.20%

$50,000 or more 0.30%
Premium IRA Savings Under $2,500 0.00%

$2,500 - $24,999 0.05%

$25,000 - $49,999 0.10%

$50,000 - $99,999 0.20%
  $100,000 - $249,999 0.40%
  $250,000 or more 0.55%
¹The APY may change after account opening. Minimum amount to open a Money Market account is $2,500. Minimum amount to open a Premium Money Market account is $50,000. Transaction Limitations apply.


Banks are for-profit. Advantis Credit Union is for you.

Our saving accounts get you closer to your goals, because we’ve got your back.

Advantis is a not-for-profit financial cooperative, locally owned by our members. Which means instead of giving our earnings to corporate stockholders like banks do, we return them to our members in the form of better rates, more free services, and unlimited cashback on their checking.

Swipe
Landscape view of a modern living room.
mortgages

Make memories

Mother smiling while holding her daughter.
 
CERTIFICATE of Deposit

Lock in a great rate

 

Couple having a romantic dinner.

Personal Checking

Accounts that fit your lifestyle
Man smiling over his new credit card.

Business Checking

High rates. No strings
Woman with coffee smiling while looking at her tablet.

Money Market

Instant access to your savings.
Woman smiling while holding her dog.

Individual retirement accounts

Maximize your retirement savings.