Apply for an Advantis Loan

So what’s your dream? Pay off debt? Remodel your house? Maybe a new car? With our low rates, terrific service, and local lending pros, Advantis has been in the dream business for 92 years.

Every day our loans help Advantis members reach their financial goals. And turn dreams into reality. Yep, we’re open to lend. Are you open to dream? With us you can.

Personal Loans

Get a customized loan for a specific purpose or amount at a reasonable rate—often with no collateral required. We offer fixed-rate personal loans up to $50,000 and terms up to 5 years*.

Apply online    Contact a loan officer

Credit Cards

Open a new Visa credit card account, or transfer your balance from a non-Advantis card and enjoy a lower rate, low or no fees**, and local service.

Apply online     Contact a loan officer

Mortgages

Advantis offers a range of home loans to fit your needs. With us, you get great rates, low fees, and low closing costs, plus local, personalized service.

Apply Online      Get A Rate Quote      Contact Us

Home Equity

With low rates and fees, and a fast funding process, an Advantis home equity loan is a great solution for financing a home remodel or making a major purchase.

Apply online     Contact a loan officer

Auto, RV & Motorcycle

Buy a new or used car, recreational vehicle, or motorcycle—or refinance a loan from another lender. Just request Advantis financing at your dealership or apply online. You get a reasonable rate and personalized service throughout the process and beyond.

Apply online     Contact a loan officer

Commercial Loans

With a lower borrower contribution requirement, competitive rates and excellent terms, this loan program can add up to big savings for owner-occupied commercial property owners.

Download a commercial real estate loan application
Submit an online loan request form
Call a commercial real estate loan specialist and apply by phone

*Rates as low as 9.40% Annual Percentage Rate (APR).  Your actual APR will be based on your credit qualifications. Payments on a 60-month fixed rate loan at 9.40% would be $20.95/month per $1000 borrowed: Payments on a 60-month fixed rate loan at 17.40% would be $25.07/month per $1000 borrowed. Underwriting approval is required.

**Annual Percentage Rate = APR.  All rates and terms are accurate as of 04/01/2020 unless otherwise stated. APR range for Visa Classic is 8.90% to 17.90%; APR range for Visa Platinum and Visa Platinum Rewards range from 8.40% to 17.40%. Your rate will be based on your credit qualifications. All loans are subject to underwriting approval. APRs may change after account opening. You will be notified of any changes to the APR. APR changes will not apply to balances outstanding at the time of the notice. $45 annual fee for Visa Platinum Rewards Card assessed at account opening and annually thereafter.  For all card types a foreign currency conversion fee of up to 1.00% may apply. All Visa accounts are subject to our Visa Credit Card agreement. We reserve the right to amend our agreement as permitted by law.

***For all mortgage loans, property restrictions and other conditions apply. Contact a mortgage officer for details. For all dwelling-secured loans, hazard insurance is required and flood insurance may be required. All loans are subject to underwriting approval.