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MORTGAGE OPTIONS

Pick the mortgage that fits your dream

Mortgage Options

Mortgage options that make it happen.

Buy your first home, trade up into your dream home, purchase an investment property, or refinance and save. We have the right loan option to help you achieve your dream. 
 
Compare Mortgage Options    Contact A Mortgage Loan Officer

Traditional Fixed Rate Mortgage

Our traditional mortgage is an excellent fit for homebuyers looking for a simple fixed rate loan up to $453,100 (the current conventional loan limit set by Fannie Mae and Freddie Mac).
  • Pay as little as 5% down
  • Variety of fixed rate, fixed term loan options
See Rates         Get Started

Fixed Rate Jumbo Mortgage

Our jumbo loan is perfect for homebuyers who need financing for homes priced beyond the conventional loan limit.

  • Fixed rate
  • Loan amounts from $453,101 up to $2.5 million
  • Pay as little as 10% down
  • No mortgage insurance required
Learn More         See Rates        Get Started

First-Time Homebuyer $0 Down Mortgage

With no down payment requirement, low fees and closing costs—plus a local expert to guide you— Advantis makes it easier to buy your first home.

  • No down payment required (for qualified borrowers)
  • No mortgage insurance required
  • Loans up to $453,100
  • Only available on our 5/1 or 10/1 Adjustable Rate Mortgage
Learn More         See Rates        Get Started

Home Possible® Mortgage  

This loan helps make a new home possible for borrowers who have limited funds available for a down payment and income that is at or below the median household income in their area. This program is also an excellent option for first-time homebuyers!

  • Pay as little as 3% down
  • Loans up to $453,100
  • Down payment can come from a variety of sources
  • Variety of fixed rate and adjustable rate loan options
  • Mortgage insurance cost may be lower than other loans
Learn More         See Rates        Get Started

Adjustable Rate Mortgage

Advantis ARM loans feature low fixed rates for the first three, five, or seven years of your mortgage (depending on the term you choose), which can help you save more during your early years of home ownership. After this initial fixed-rate period, your rate can potentially increase up to a set cap each year (until reaching a maximum rate for the life of the loan).

  • Pay as little as 5% down
  • Loans up to $750,000
  • Highly competitive rates compared to other loans
  • Rate protections—caps limit on how much your rate can increase
See Rates        Get Started

Physician Home Loan

Available to physicians, as well as residents and fellows, this loan helps make a new home possible for doctors that may be facing heavy student loan debt from medical or dental school.

  • A special home loan option for medical, dental & orthodontic doctors
  • Pay as little as 3% down
  • Student loan payments excluded from total monthly obligation under certain circumstances
  • Financing for up to $500,000 home sales price
  • Fixed and ARM options available 
Learn More         See Rates        Get Started




 

 
 
 
 
 
 
 
 


Compare our mortgage loan options.


 Mortgage Options Best For Max Loan to Market Value Ratio Max Loan Amount Terms Available Mortgage Insurance
Traditional Fixed Rate Mortgage Getting a fixed rate loan with flexible terms Borrow up to 95% of home market value or purchase price whichever is less Up to $453,100 (or current conforming loan limit) Flexible fixed terms Required if your loan is more than 80% of home market value
Adjustable Rate Mortgage (ARM) Low starting rates and built-in rate protections Borrow up to 95% of home market value or purchase price whichever is less Up to $453,100 (or current conforming loan limit) ARM term option Required if your loan is more than 80% of home market value
First Time Homebuyers ($0 down)
Flexible down-payment options Borrow up to 100% depending on credit qualifications or purchase price whichever is less, depending on previous home ownership and use Up to $453,100 (or current conforming loan limit) ARM term option Not required
Home Possible® Mortgage
Getting more with limited down-payment funds and income Borrow up to 97% of home market value or purchase price whichever is less Up to $453,100 (or current conforming loan limit) Flexible fixed terms Required if your loan is more than 80% of home market value or purchase price whichever is less. 
Fixed Rate Jumbo Mortgage ($453,100 to $2.5 million)
Learn more
Borrow up to 90% of home market value Borrow up to 90% of home market value or purchase price whichever is less Loan amounts from $453,100 up to $2.5 million Flexible fixed terms Contact a Mortgage Officer for rates and to apply now Not Required

Get started today.

APPLY ONLINE

Get pre-approved today by completing our simple online application. An Advantis mortgage officer will reach out to you shortly after reviewing your application.

 

REQUEST A QUOTE
Complete a quick online form to request a personalized quote from an Advantis mortgage loan officer.

 

CONTACT A Mortgage LOAN OFFICER
Questions before you apply? Call or email an Advantis mortgage loan officer directly. They’re here to help!


Property restrictions and other conditions apply. Contact a mortgage officer for details. For all dwelling-secured loans, hazard insurance is required and flood insurance may be required. All loans are subject to underwriting approval.

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