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Learn what sets us apart

Why Choose an Advantis Mortgage

The Advantis Mortgage Difference

Enjoy big savings, more options, and helpful guidance from a local expert.

Great rates. Low closing costs.

You’ll enjoy big savings when you choose a mortgage from Advantis Credit Union. We offer excellent rates, low closing costs and free pre-approval—and we never charge pre-payment penalties or any other hidden fees.
View our rates      Get a rate quote

Get into your home for as little as 3% to 5% down (or 0% down for first-time buyers).
Borrow from 95% to 97% of the purchase price, depending on the type of mortgage loan you choose. This adds up to thousands of dollars in savings, and more funds left over for any planned renovations. We also offer a $0 Down Mortgage and FHA loans. To see the down payment requirements on all of our loans, check out our mortgage options.

Our low origination fee adds up to BIG savings.
The origination fee is the amount a lender charges you for their services, and does not include third-party charges. Our origination fee is only 0.375% of the loan amount, much lower than most lenders charge. This can potentially add up to thousands of dollars in savings when you choose Advantis. 

Close quickly. Move in faster.
We’re a local mortgage lender - with underwriting decisions made right here in Portland - so you can close quickly and move in faster.

Work with a local Portland mortgage loan officer.
Our mortgage loan officers are proud Portlanders, so they know the local market. They'll be your trusted guides, from application to closing. 
Meet our mortgage team

More mortgage options to fit your needs.
Advantis offers mortgage options that fit the needs of most homebuyers. Whether you're buying your first home, upgrading to a larger home, or purchasing a vacation residence—you've come to the right place. 
See all of our mortgage options

Banks are for-profit. Advantis Credit Union is for you.
Banks are for-profit corporations. Advantis is a not-for-profit financial cooperative, locally owned by our members right here in Portland. Instead of returning our profits to corporate stockholders (like banks do), we return them to you (our members and borrowers) in the form of better rates, lower fees, and more free services. We exist to serve you – not to make a profit!
Learn more about our cooperative difference

Get started today.

Apply online
Get pre-approved today by completing our simple online application. An Advantis mortgage officer will reach out to you shortly after reviewing your application.

Complete a quick online form to request a personalized quote from an Advantis mortgage loan officer. 

Questions before you apply? Call or email an Advantis mortgage loan officer directly. They’re here to help!

Property restrictions and other conditions apply. Contact a mortgage officer for details. For all dwelling-secured loans, hazard insurance is required and flood insurance may be required. All loans are subject to underwriting approval.