VISA CREDIT CARDS

We’ve got a sleek new card with your name on it

New look, better cards, greater value

No matter who you are or how you spend, there’s an Advantis credit card for everyone. And every one of our cards offer the same great value and generous benefits you’ve come to expect. So go ahead, it’s time to give yourself some credit.  

Signature Cashback Rewards


Introducing our newest credit card. Goodbye miles, points, or gifts. Hello, cold hard cash!

  • Earn 1.5% unlimited cash back with every purchase
  • Rates start at 9.99% APR*
  • Credit limit up to $50,000
  • Rewards card FAQ

Visa Platinum


A fresh new look for our straightforward card built on simplicity. Ideal for paying off higher-rate debt.

  • Rates start at 7.99% APR*
  • No balance transfer fees
  • Credit limit up to $50,000


With every Advantis Visa credit card, you enjoy:

No annual fee
Mobile wallet for Apple Pay®, Samsung Pay®, or Google Pay™
No balance transfer fee
Manage your card 24/7 with Advantis Online & Mobile Banking
Contactless convenience – just tap and pay at participating retailers
24-hour phone support, free fraud protection, and account alerts
 

Looking for something else?

Advantis offers a range of credit card options to match your unique needs.

Business Cashback Rewards

Give your small business the rewards it deserves. Earn 2% unlimited cash back with every purchase.

Start credit card

Ideal for teens, young adults, and those who’ve never had a card. Establish credit and build a credit score.

Secured credit card

A smart, simple, secured card for members who need to strengthen or rebuild their credit.

Compare our cards

Advantis has a credit card to fit the way you live, budget, and spend. See how they stack up side by side, and choose the one that meets your needs.


Signature Cashback Rewards Platinum Start Secured Business Cashback Rewards
Ideal for
  • Earning rewards on everyday purchases
  • Overdraft protection**
  • Consolidating & paying down higher interest debt
  • Overdraft protection**
  • Establishing credit
  • Overdraft protection**
  • Rebuilding credit
  • Card limit determined by secured deposit
  • Small businesses
  • Frequent and everyday purchases
  • Overdraft protection**
Credit Limit $250 - $50,000 $250 - $50,000 $250 - $2,500 $250 - $50,000 $250 - $50,000
Rewards Unlimited 1.5%
cash back
N/A N/A N/A

Unlimited 2% cash back

Annual Percentage Rate* 9.99% - 18.99% 7.99% - 16.99% 7.99% - 16.99% 14.99% 10.99% - 19.99% 
*APR=Annual Percentage Rate. APR is a variable rate equal to “The Wall Street Journal” Prime Rate (currently 3.25%) plus a margin. APR is accurate as of 10/01/2021. The APR is based on your credit qualifications. Foreign currency conversion fee up to 1% may apply. Underwriting approval is required. Cashback Rewards program restrictions, limitations and exclusions apply. Refer to Cashback Rewards Program Rules, Terms, and Conditions for further details. **You may elect to use your Visa account as a source for overdraft protection for Advantis checking accounts (excluding HSA checking accounts). If you choose to use your Visa account for overdraft protection, funds will be advanced against your Visa credit line and deposited into your designated checking account in $100 increments. Overdraft transfers are considered cash advances and will accrue interest from the date of the advance. No transfer will occur if it will result in you exceeding your credit limit.
 

Credit card rates

We offer competitive rates across all our credit cards.

Card Annual Percentage Rate1 Type
Signature Cashback Rewards 9.99% – 18.99% Variable
Business Cashback Rewards 10.99% - 19.99% Variable
Platinum 7.99% - 16.99% Variable
Start 7.99% – 16.99% Variable
Secured 14.99% Variable

 

1APR=Annual Percentage Rate. APR is a variable rate equal to “The Wall Street Journal” Prime Rate (currently 3.25%) plus a margin. APR is accurate as of 10/01/2021. The APR is based on your credit qualifications. Foreign currency conversion fee up to 1% may apply. Credit limits between $250-$50,000. Underwriting approval is required. Cashback Rewards program restrictions, limitations and exclusions apply. Refer to Cashback Rewards Program Rules, Terms, and Conditions for further details. Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

 

Be credit wise

We’re never too old to learn, especially when it comes to credit. Visit the Advantis Financial Education Center for resources and tools designed to help boost your financial literacy around credit cards.


Frequently asked questions


For more information on our Rewards cards, visit our Cashback Rewards FAQ page.

How do I activate my card?
If you recently received a new Advantis Visa card, you can securely activate it by calling 1-888-691-8661.


How can I redeem my earnings balance from my Cashback Rewards card?
Visit advantiscu.org/rewards to redeem your earnings balance in cash.

What if my credit card is lost or stolen?
Notify us immediately.

  • Call 503-785-2528 or 800-547-5532, 8am - 6pm.
  • Only the card reported lost/stolen will be blocked.
  • Contact local law enforcement and report your loss. Record your report case number, and the name of person taking the report. We may ask you for this information.

What if I think someone has stolen my identity?
Visit our identity theft page for more information. If you have further questions or would like to speak to a Member Service Representative, please call us at 503-785-2528 or email us.

I have an Advantis Classic, Platinum, or Platinum Rewards Visa card. What info do I need to know?
Visit our credit card upgrade page for specific FAQ. Find answers and details on what’s changing, what’s not, important dates, and other helpful information.

How can I view my credit card balance info, transaction history, or set other controls?
Log in to Advantis Online & Mobile Banking to manage your account activity and card controls.

How can I make a credit card payment?
The fastest way to make a credit card payment is through Online & Mobile Banking. Your payment posts to the credit card and increases the amount available to spend immediately.

Please note it may take up to two business days to reflect the payment in your online banking account history. Other convenient payment options are also available.

How long will it take for my new Advantis credit card to arrive?
You'll receive your card in the mail within 14 days after you're approved.



Get started with an Advantis Visa

Apply online in minutes

Already a member? Sign in to Online Banking to streamline your application.

Stop by an Advantis branch

Call Advantis

(Mon-Fri, 8am-6pm)
503-210-2680
 
 
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