HIGH-GROWTH CERTIFICATES OF DEPOSIT (CDs)
Earn up to 3.75% APY!*
Example: 60 Month CD; $100,000 min balance; $25,000 new money rate bonus
Certificates of Deposit
Put cash to work in a High-Growth CD - featuring new, higher rates
Advantis High-Growth CDs are a high-value, no-risk way to save. Use CDs as a personal savings sprint, where you get higher interest returns across a set number of months.
New High-Growth Certificate & IRA Certificate Rates:
All CD terms offer an IRA option. Learn more about Advantis IRAs
Earn more when you move funds to Advantis
When you open any CD with $10,000 or more in new money from another financial institution, you'll earn an extra bonus rate added to your CD rate. This serves as a "thank you" for investing more in our shared cooperative.
Special Offer Bonus Rate:
It’s as easy as 1-2-3:
1. Choose from any certificate term above
2. Move over new funds to Advantis from another financial institution
3. Your Member Advisor will help you open your certificate, AND add your new money bonus rate
APY= Annual Percentage Yield. Special Offer: APY assumes that all interest will remain on deposit until maturity. APY accurate as of 4/1/2019, available for a limited time and may be discontinued without notice. For all certificate accounts, there may be a penalty for early withdrawal. Certificate terms start at 6 months at 0.90% APY with a $500.00 Minimum Opening Balance up to 60 month term at 3.50% APY with a $100,000.00 Minimum Opening Balance. Bonus rate applies for the initial certificate term only. "New money" deposits between $10,000.00 and $24,999.99 qualify for a 0.10% APY increase, For "new money" deposits of $25,000.00 or more qualify for a 0.25% increase. "New money" means funds that have not been on deposit with Advantis before the date of account opening. For 18-month Bump Certificates, you may increase your rate once during the certificate term to the rate currently in effect for the 18-month Bump Certificate. For IRA and HSA accounts: Fees may reduce earnings. Contribution limits apply. Consult your tax advisor for specific tax information.