4.75% APY*


Free, simple, high-yield account for our new members

Welcome to simply extraordinary savings

Created especially for those new to Advantis, our free New Members Savings account couldn’t be simpler.

Just open a checking account within the same membership as New Member Savings and set up a monthly direct deposit (ACH) of $100 or more to the checking account in order to qualify.

And at currently 4.75% annual percentage yield (APY)* it has one of the highest rates available on a liquid savings account. In fact, our rate is over ten times the national bank savings average.1

Like we said, extraordinary.

4.75% APY*
Restrictions apply


Unlimited high-yield savings for an entire year

Unlike other banks and credit unions, we don’t place limits on how much you can deposit in your New Member Savings. So whether you deposit $5 or $5 million, we’re still talking a current rate of 4.75% APY.*

Absolutely no monthly maintenance fees

Open online in minutes
currently 4.75% APY* on any balance

Deposit as much as you like
Liquid funds are always within reach, with no transaction restrictions

Details and requirements

  • Available only for new members 18 and older
  • May not be a primary owner on any Advantis account for previous 6 months
  • One account per member
  • $5.00 minimum to open
  • Must have an open checking account**
  • Must have a monthly direct deposit (ACH) of $100 or more to the checking account
  • No cap or maximum limit on deposits
  • Both consumers and businesses eligible
  • This is a variable rate account

When your promo period ends

Free and easy, and so much more

Our high-yield New Member Savings is a simple, accessible, and free account, ideal for any life stage or financial goal. And it’s a terrific introduction to all the ways you can save with us.

Benefits well beyond savings

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Better rates, lower (or no) fees, and more free services mean you live your best financial life.

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As a financial co-op, we give our profits back to you. It’s the credit union way.

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Bank when and where you choose with Advantis Online & Mobile Banking.

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When you bank with Advantis, you’re helping your community thrive and grow. See how our community matters.


Open your New Member Savings account today

Open online in minutes

Stop by an Advantis branch

Give us a call


Mon-Fri, 8am -6pm



Use the handy chat feature on our homepage, Mon-Fri, 8 am - 6pm.
Give us a call at 503-785-2528, Mon - Fri, 8 am - 6 pm

*APY= Annual Percentage Yield. APY is accurate as of 08/1/2023. Rates are subject to change after account opening. Minimum opening deposit is $5.00. One account per New Member. “New Members” are individuals or businesses that have not had an account as primary owner within the previous 6 months. To qualify for the New Member Savings, you must be a new member, open and maintain, in good standing, a qualified Advantis checking account and maintain a monthly direct deposit (ACH) of at least $100 to your Advantis checking account.  The direct deposit must post and settle within each calendar month. New Member Savings account requirements are waived for your first statement cycle. When New Member Savings requirements are met, balances will earn a higher interest rate than the regular savings account for 12 months from the date the membership is opened. The account will automatically convert to Regular Savings on the last day of the calendar month following the 12 months from opening your New Member Savings. The New Member Savings currently earns an APY of 4.75% on balances from $0 to $499.99, $500 to $2,499.99, $2,500 to $9,999.99, and $10,000 or greater. If you fail to meet the monthly requirements your account will be permanently converted to a Regular Saving account on the last day of the calendar month that qualifications were not met, and you will not qualify for the New Member Savings rate.  **Qualified checking accounts include any Advantis checking except HSA checking accounts.  Regular Savings APY on balances from $0 to $499.99 is 0.00%, $500 to $2,499.99 is 0.05%, $2,500 to $9,999.99 is 0.05%, and $10,000 or greater is 0.05%. 1National bank Average for Savings sourced from https://www.fdic.gov/resources/bankers/national-rates/ as of 4/15/2024.