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Big rewards for your small business

A card built for business

Running your small business is hard work. Finding the right business credit card shouldn’t be. So we created our Business Cashback Rewards, with one of the highest unlimited cashback rates among business credit cards nationwide.*

Advantis Business Cashback credit card

  • Earn 2% unlimited cash back
  • No annual fee
  • Credit limit up to $30,000
  • Rates start at 16.24% APR**

Small business = smart business

You have enough to think about every day with your business. Simplify the things you can and choose a credit card that’s straightforward, smart, and generous. Just like you.  

  • Earn cashback that’s among the top in the nation, with local service right here in Portland.  
  • Goodbye miles, points, or complicated gift redemptions. Hello cold, hard cash!

Plus, you enjoy the same benefits that come with every Advantis Visa credit card:

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No annual fee
Phone and card logo
Mobile wallet for Apple Pay®, Samsung Pay®, or Google Pay™
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No balance transfer fee
Advantis Mobile banking icon Manage your card 24/7 with Advantis Online & Mobile Banking
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Contactless convenience – just tap and pay at participating retailers
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24-hour phone support, free fraud protection, and account alerts

Credit card rates

Check out the competitive rates of our Business Cashback Rewards.

Annual Percentage Rate1 Type
Business Cashback Rewards 16.24% - 23.99% Variable
1APR is a variable rate equal to “The Wall Street Journal” Prime Rate (currently 8.50 %) plus a margin. APR is accurate as of 04/01/2023. APRs for Business Cashback Rewards card range from 16.24%-23.99%. The APR is based on your credit qualifications. Credit limits between $250-$30,000. Foreign currency conversion fee of up to 1% may apply. Underwriting approval is required. Signature Cashback Rewards program restrictions, limitations and exclusions apply. Refer to Signature Cashback Rewards Program Rules, Terms, and Conditions for further details.  Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.


Your business is our business

Visit our Small Business Resources page for helpful information to get your business started or keep it growing stronger than ever.


Frequently asked questions

For more information on our Rewards cards, visit our Cashback Rewards FAQ page.

I don’t currently have an Advantis business membership. Can I still apply for the Business Cashback Rewards card?
Yes! After you apply, we’ll assist you with opening an Advantis business membership as part of the application and credit approval process. 

How do I activate my card?
If you recently received a new Advantis Visa card, you can securely activate it by calling 1-888-691-8661.

How can I redeem my earnings balance from my Cashback Rewards card?
Visit to redeem your earnings balance in cash. 

What if my credit card is lost or stolen?
Notify us immediately.

  • Call 503-785-2528 or 800-547-5532, 8am - 6pm.
  • Only the card reported lost/stolen will be blocked.
  • Contact local law enforcement and report your loss. Record your report case number, and the name of person taking the report. We may ask you for this information.

What if I think someone has stolen my identity?
Visit our identity theft page for more information. If you have further questions or would like to speak to a Member Service Representative, please call us at 503-785-2528 or email us.

How can I view my credit card balance info, transaction history, or set other controls?
Log in to Advantis Online & Mobile Banking to manage your account activity and card controls.

How can I make a credit card payment?
The fastest way to make a credit card payment is through Online & Mobile Banking. Your payment posts to the credit card and increases the amount available to spend immediately.

Please note it may take up to two business days to reflect the payment in your online banking account history. Other convenient payment options are also available.

How long will it take for my new Advantis credit card to arrive?
You'll receive your card in the mail within 14 days after you're approved.

Get started with a Business Cashback Visa

Apply online in minutes

Already a member? Sign in to Online Banking to streamline your application.

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Call Advantis

(Mon-Fri, 8am-6pm)