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New Member Savings


4.75% APY*

Created especially for those new to Advantis, our free New Members Savings account couldn’t be simpler.

And our current annual percentage yield (APY) of 4.75%* is over ten times the national bank savings average.1 Join us and start saving today.

New Member Savings

Get to know big member savings

Unlike corporate banks that give their profits to stockholders, Advantis is a not-for-profit financial co-op. So we pay our profits back to members with a million little things like better rates, lower fees, and more free services.

And every year, all those little things add up to big savings for our members—really big. 

Join us at Advantis and discover your own big savings.



Advantis + Rivermark: Together for Good

Advantis and Rivermark Community Credit Union have signed a merger agreement, with plans to unite in the latter part of 2024. We couldn’t be more excited about bringing together two like-minded credit unions to deliver even greater benefits to our members and our community. Learn more about this exciting news.

If you’re a new member interested in joining Advantis, welcome! You’ll have even more benefits to look forward to in the future and you can open your new accounts today.


We make it easy to join

If you live in western Oregon or anywhere in Washington state, you’re ready to be a member. Yep, it’s that easy. In fact, you can join Advantis if you meet ANY of the three criteria below:

  • You live or work in the Portland metro area, or in any of these 24 western Oregon counties: Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Tillamook, Wasco, Washington, or Yamhill

  • You live or work anywhere in the state of Washington

  • You’re related to someone who fits one of the two criteria above

No fine print, no kidding

That’s it—there’s no catch. And no membership fee either. It’s just  as easy as opening an account at any other financial institution. But with us you get so much more.

Live in the blue shaded area below? You’re in!

Washington and Oregon Map of counties that are eligible for credit union membership


Advantis means real benefits

Bank with us and become part of a financial co-op dedicated to making a true difference for our members and our community.

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As a financial co-op, we give our profits back to you. It’s the credit union way.

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Bank when and where you choose with Advantis Online & Mobile Banking.

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We make it easy to connect with our local pros at branches across the Portland area. Find a branch.

Early Payday is included with every checking and savings account, so your direct deposits arrive up to two days early.

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Access 100+ surcharge-free ATMs in Portland metro and 30,000+ nationwide. Find an ATM

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When you bank with Advantis, you’re helping your community thrive and grow. See how our community matters.

Credit unions work for you

And here are a few fast and simple facts about the beauty of local credit unions like Advantis in a world of big, corporate banks.

  • Joining is incredibly easy. Open any account with Advantis and—poof—you’re a member.
  • We’re absolutely full-service, with checking, high-yield savings, credit cards, mortgages, and more.
  • Your funds are federally insured by the NCUA up to $250,000 per account.
  • Membership is free, and you’re instantly a member-owner of your local financial co-op.


Join us today

We make it easy. Open any checking account, savings account, or loan and become a member.


Get started now and join in about five minutes.

Open Account

At a branch

Drop by one of our nine convenient locations.


Reach out and ask. We’re here to help.

Or call

*The recognition focuses on excellence in customer satisfaction and was determined based on an independent survey by market research firm Statista of nearly 25,000 people across the country. Banks and credit unions were rated based on areas including overall recommendations and satisfaction, trust, terms and conditions, branch services, digital services, and financial advice. Only 3.6% of the 5,068 credit unions nationwide made the list.

*APY= Annual Percentage Yield. APY is accurate as of 12/1/2023. Rates are subject to change after account opening. Minimum opening deposit is $5.00. New Member Savings available to new members only, existing members are not eligible for the New Member Savings. One account per member. “New Members” are individuals or businesses that have not had an account as primary owner within the previous 6 months. The New Member Savings will convert to a Regular Savings account on the first day of the month following twelve-months from account opening. Current APY’s for the Regular Savings account are Balances $0-$499.99= 0.00%; balances of $500-$2,499= 0.05%; balances of $2,500-$9,999.99: 0.05%; balances of 10,000 or more: 0.05%.  Current APY for New Member savings are Balances $0-$499.99= 4.75%; balances of $500-$2,499= 4.75%; balances of $2,500-$9,999.99: 4.75%; balances of 10,000 or more: 4.75%. 1 National bank Average for Savings sourced from https://www.fdic.gov/resources/bankers/national-rates/ as of 12/1/2023.