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Advantis Early PaydayTM

Get your direct deposit up to two days  early

Sooner is better

With Advantis Early Payday™ you get your direct deposit up to two days early. Because when it comes to getting your paycheck, sooner is better.

And Early Payday is included with all of our checking and savings accounts, so you don’t have to lift a finger. Every direct deposit you add to your account is available up to two days early.


Checking for the way you live

Two days may not be a lifetime, but sometimes it’s all the time you need to live a little more. And all the more reason to switch to an Advantis checking account that fits the way you live.

Fusion icon - percent sign Fusion Checking

Fusion Checking offers the perfect blend: a terrific interest rate with no monthly fees—ever. So you get paid more without paying a thing. It’s everything you want, fused into one account.

  • Generous 1.30% APY* on balances up to $25,000
  • Always free, all the time—no matter what
  • No minimum balance, no worries

Cashback Icon - dollar sign with arrows around Cashback Checking

Say hello to unlimited cash. With Cashback Checking, we’ll pay you for every debit card purchase of $3 or more. Truly free, no minimum balance, and no hassles. So, why limit yourself?

  • Earn money even as you spend money
  • Unlimited cash back every month**
  • Free means free—no monthly fees


Free, easy, and early

Early Payday makes it easy — with no application, activation, enrollment, or cost. Just add direct deposit to any of our checking or savings accounts and you automatically get paid up to two days early.

Unlike big banks, Advantis likes the idea of giving our members something for nothing. Like Early Payday, which gives you a chance to start living a little more — sooner rather than later.

Advantis is proud to be leading the way among local credit unions to offer this great feature. And we’re even prouder that the inspiration for Early Payday came from our members in a recent checking survey. But responding to our members’ needs is pretty standard around here.

As a local, not-for profit financial co-op, Advantis does things a little differently. We give our profits back to members in the form of better rates, lower fees, and more free services.


Your paycheck, your control

With Advantis Early Payday™ you enjoy the freedom, flexibility, and control that come with knowing your deposit will be there when you need it most. After all, it’s your money. Why wait?

Icon Peace of Mind


Enjoy a little extra time to
manage your expenses.

Icon Clock Sooner


Stay in control of your monthly
bills before they’re due.

Icon bench and tree


Breathe easier knowing your money
is there for you.


Frequently asked questions

How do I get started with Early Payday?
Just open a checking or savings account with Advantis and setup direct deposit to your account. That’s it! Early Payday is a standard feature for Advantis checking, savings, and money market accounts. If you already have your direct deposit sent to Advantis, you don’t have to lift a finger

How do I setup direct deposit?
To set up direct deposit you will need to provide your employer two items:

  • Advantis’ routing number: 323075181
  • Your checking or money market account number: Register for, or log into Advantis online banking, click the account you’d like your direct deposit to go to, select the Account Details tab, and use the number listed for “ACH/Direct Deposit.”  Note, for your savings account, please use your member number.

Optional: If your employer requires a direct deposit form, click here for our fillable form.

Does it cost extra to get paid early?
Absolutely not. Early Payday is a free, automatic feature for Advantis members.



Give yourself an Early Payday

Open an Advantis checking account, sign up for direct deposit, and enjoy your Early Payday.

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Already a member? Sign in to Online Banking to streamline your application.

Stop by an Advantis Branch

Call Advantis


(Mon-Fri, 8am -6pm)


Access to funds for Early Payday can be up to two days prior to date of scheduled pay­ment and is dependent on submission of direct deposit by payer.