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Get options that fit in with your business goals

Business Retirement Account & Investments

Your business deserves a way to save for tomorrow

Advantis Credit Union Wealth Management (offered through CFS*) offers a variety of retirement accounts and investment choices for both business owners and employees. Popular retirement savings options for employers include:

  • SEP IRA - The Simplified Employee Pension Individual Retirement Account (SEP IRA) allows higher annual contribution limits to self-employed individuals (and some business owners with employees) than with Traditional or Roth IRAs. A SEP IRA also offers completely discretionary and flexible annual contributions and minimal administration requirements.
  • Solo 401K – An excellent choice for self-employed business owners, this account allows the highest deductible annual contributions, special loan provisions and greater flexibility in contribution amounts.
  • SIMPLE IRA - The Savings Incentive Match Plan for Employees (SIMPLE) IRA is ideal for small-business owners with employees. It features lower administrative costs, and lets employees contribute part of their pre-tax compensation through an elective deferral. Employers must match on either a dollar-for-dollar basis up to 3% of compensation or 2% for all employees.
  • 401K - A good option for businesses with several employees that provides optional employer matching and loan provisions.

Get guidance from a financial advisor*
Contact a CFS Financial Advisor at Advantis to get carefully researched guidance on what’s right for you, your business and your employees. Call us today at 503-785-2561 to schedule a free complimentary consultation.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.