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AUTO, RV AND MOTORCYCLE LOANS
Drive, ride, or cruise – with low rates and local service
Auto, RV and Motorcycle Loans
You have places to go. We can help you get there. With our great rates and flexible terms, you can hit the road (or river) in the ride you’ve always wanted. You’ll also enjoy the guidance of a local lending expert every step of the way.
With our vehicle loans you can:
- Save more with low fixed rates
- Pay no application or loan fees
- Avoid pre-payment penalties – we don’t charge them
- Enjoy an easy application process and local underwriting
- Get pre-approved quickly, so you can shop with confidence
- Flexible terms up to 8 years for autos, and even longer for RVs and boats
Buy a new or used car, or refinance a loan from another lender – and enjoy lower rates, no fees, and local service when you choose Advantis.
- Rates as low as 4.49% APR
- Fixed-rate terms up to 8 years
- Apply online and get pre-approved before you shop – or get on-the-spot financing at many Portland metro dealerships. Ask the dealer for financing through Advantis!
- Make it easy – finance your title, license and registration fees into your loan
- Borrow up to 120% of MSRP on new cars
- Borrow up to 120% of Kelly Blue Book value on used cars
Auto Solution – Auto Buying Service
Advantis has partnered with Auto Solution to help you find the perfect car at a great price – with no hassle! Auto Solution serves as your complete auto buying partner, taking care of all the work:
- No need to visit a dealership
- No haggling over prices
- Help with your trade-in
- Delivery of your car right to your home or nearest Advantis branch
Learn more and contact Auto Solution
Get pre-approved - or refinance your current auto loan today:
Auto1 |
Rates Effective 1/1/18 | |
Loan Type | Annual Percentage Rate | |
Model Years 2017 or newer (New) | 4.74 – 18.74% | Fixed |
Model Years 2013-2017 (Used) | 4.49 – 18.49% | Fixed |
Model Years 2012 & older (Older) | 4.99 – 18.99% | Fixed |
1APRs on auto loans range from 4.74% to 18.99% for purchase transactions or refinance of non-Advantis loans. APR for refinance of existing Advantis debt may be higher. Finance up to 120% of MSRP or Kelley Blue Book plus title, license and registration fees. For all auto loans the APR, maximum repayment period and maximum loan-to-value will be based on credit qualifications, loan amount and collateral. Payments on a 60-month fixed rate loan at 4.74% APR would be $18.75/month per $1000 borrowed; Payments on 60-month fixed rate loan at 5.24% APR would be $18.98/month per $1000 borrowed; Payments on an 84-month fixed rate loan at 5.49% would be $14.37 /month per $1000 borrowed; Payments on an 84-month fixed rate loan at 6.24% would be $14.72/month per $1000 borrowed; Payments on a 96-month fixed rate loan at 6.99% would be $13.63/month per $1000 borrowed. Underwriting approval is required.
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Purchase or refinance a motor home, travel trailer, or boat – and enjoy low rates, no fees, and terms up to 15 years when you choose Advantis.
- Rates as low as 5.74% APR
- Apply online and get pre-approved before you shop – or get on-the-spot financing at many Portland metro dealerships. Ask the dealer for financing through Advantis!
- Make it easy – finance your title, license, and registration fees into your loan
RV Loans1 |
Rates Effective 1/1/2018 | ||
Loan Type | Terms | Annual Percentage Rate | |
New & Used (2013 & newer) | 10 years | 5.74% to 7.74% | Fixed |
15 years | 6.24% to 8.24% | Fixed | |
Used (2012 & older) | 10 years | 7.54% to 9.54% | Fixed |
15 years | 8.04% to 11.04% | Fixed | |
1For all RV loans actual APR, LTV and loan term will be based on credit qualifications, loan amount and collateral. Maximum LTV for new RV is up to 90% of MSRP or average NADA Retail plus title, license and warranty. Maximum LTV for used RVs is up to 85% of average NADA retail, plus title, license and warranty. Payment examples: Payments on a 10-year loan at 5.74% APR would be $10.97/month for 120 months per $1000 borrowed. Payments on a 10 year loan at 9.54% APR would be $12.96/month for 120 months per $1000 borrowed. Payments on a 15 year loan at 6.24% APR would be $8.57/month for 180 months per $1000 borrowed. Payments on a 15 year loan at 11.04% APR would be $11.39/month for 180 months per $1000 borrowed. All loans are subject to underwriting approval. |
Boat Loans1 |
Rates Effective 1/1/2018 | ||
Loan Type | Terms | Annual Percentage Rate | |
New (2013 & newer) | 10 years | 5.74% to 7.74% | Fixed |
15 years | 6.24% to 8.24% | Fixed | |
Used (2012 & older) | 10 years | 7.54% to 9.54% | Fixed |
15 years | 8.04% to 10.04% | Fixed | |
1For all Boat loans actual APR, LTV and loan term will be based on credit qualifications, loan amount and collateral. Maximum LTV for new & used Boats is up to 90% of MSRP or average NADA Retail plus title, license and warranty. Payment examples: Payments on a 10-year loan at 5.74% APR would be $10.97/month for 120 months per $1000 borrowed. Payments on a 10 year loan at 9.54% APR would be $12.96/month for 120 months per $1000 borrowed. Payments on a 15 year loan at 6.24% APR would be $8.57/month for 180 months per $1000 borrowed. Payments on a 15 year loan at 10.04% APR would be $10.77/month for 180 months per $1000 borrowed. All loans are subject to underwriting approval.
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Purchase a Utility Vehicle, ATV, personal watercraft, snowmobile, scooter, dirt bike, cargo trailer, utility trailer, or drift boat.
- Rates as low as 6.24% APR
- Apply online and get pre-approved before you shop
- Enjoy fixed-rate terms up to 7 years
- Make it easy – finance your title, license, and registration fees into your loan
Personal RV Loans1 |
Rates Effective 10/26/2017 | ||
Loan Type | Terms | Annual Percentage Rate | |
New Units Only | Up to 5 years | 6.74% to 8.74% | Fixed |
Up to 6 years | 7.24% to 9.24% | Fixed | |
Up to 7 years | 8.04% to 10.04% | Fixed | |
1For all Personal RV loans the actual APR, LTV and loan term will be based on credit qualifications, loan amount and collateral. Payment example: Payments on a 5-year loan at 6.74% APR would be $19.68/month for 60 months per $1000 borrowed; Payments on a 5-year loan at 8.74% APR would be $20.63/month for 60 months per $1000 borrowed. Payments on a 7-year loan at 8.04% APR would be $15.61/month for 84 months per $1000 borrowed; Payments on a 7-year loan at 10.04% APR would be $16.62/month for 84 months per $1000 borrowed. This loan type is intended for financing of UTVs, ATVs, personal watercraft, snowmobiles, scooters, dirt bikes, cargo trailers, utility trailers, and drift boats. All loans are subject to underwriting approval. Maximum LTV for personal RV is up to 90% MSRP, plus tax, title, license, and warranty. |
Purchase a cruiser, sportbike, trike, or roadster.
- Rates as low as 4.99% APR
- Apply online and get pre-approved before you shop
- Enjoy fixed-rate terms up to 7 years
- Make it easy – finance your title, license, and registration fees into your loan
Motorcycles1 |
Rates Effective 10/26/2017 | ||
Loan Type | Terms | Annual Percentage Rate | |
Model Years 2010 or newer | Up to 5 yrs | 4.99% to 6.24% | Fixed |
Up to 6 yrs | 5.49% to 6.74% | Fixed | |
Up to 7 yrs | 5.99% to 7.24% | Fixed | |
1For all Motorcycle loans the actual APR, LTV and loan term will be based on credit qualifications, loan amount and collateral. Payment example: Payments on a 5-year loan at 4.99% would be $18.87/month for 60 months per $1000 borrowed; Payments on a 5-year loan at 6.24% would be $19.44/month for 60 months per $1000 borrowed. Payments on a 7-year loan at 5.99% would be $14.60/month for 84 months per $1000 borrowed; payments on a 7- year loan at 7.24% would be $15.21/month for 84 months per $1000 borrowed. All loans are subject to underwriting approval. Maximum LTV for Motorcycles is up to 125% MSRP or NADA Retail but may be lower depending upon qualifications. |