TAKE OFF WITH AN ADVANTIS AUtO LOAN

We make it easy to hit the road

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We’ve got a loan to get you behind the wheel

From sporty coupe to practical minivan, the low rates and flexible terms of an Advantis auto loan can help put you in the driver’s seat. Plus, you’ll enjoy the friendly guidance of our local lending pros, every step of the way.

Save more with our low fixed rates by refinancing your higher rate auto loan
No application or loan fees, and no pre-payment penalties
Easy application process with local underwriting
Get pre-approved quickly, so you can shop with confidence

New and used cars

The road is calling. Buy a new or used car, or refinance a loan from another lender. Enjoy lower rates, no fees, and terrific local service from our seasoned Advantis lending pros.

Fixed rates as low as 8.59% APR, with terms up to eight years
On-the-spot financing at participating CUDL (Credit Union Direct Lending) dealerships
Borrow up to 120% of MSRP on new cars; up to 120% of Kelley Blue Book value on used cars
Take up to 90 days to make your first payment⁺⁺
Apply online and get pre-approved before you shop

Auto¹		Rates Effective 06/04/2021
Loan Type	Terms	Annual Percentage Rate
2019 & newer	up to 6 Yrs up to 7 Yrs up to 8 Yrs	As low as 8.59% As low as 9.09% As low as 10.34%	Fixed
2018 - 2014	up to 6 Yrs up to 7 Yrs	As low as 9.09% As low as 9.59%	Fixed
2013 & older	up to 5 Yrs	As low as 10.09%	Fixed
¹APRs on auto loans range from 8.59% to 21.34% for purchase transactions or refinance of non-Advantis loans. APR for refinance of existing Advantis debt may be higher. Finance up to 120% of MSRP or Kelley Blue Book plus title, license and registration fees. For all auto loans the APR, maximum repayment period and maximum loan-to-value will be based on credit qualifications, loan amount and collateral. Payments on a 60-month fixed rate loan at 8.59% APR would be $20.56/month per $1000 borrowed; Payments on 60-month fixed rate loan at 21.34% APR would be $27.24/month per $1000 borrowed; Payments on a 72-month fixed rate loan at 8.59% APR would be $17.82/month per $1000 borrowed. Payments on a 72-month fixed rate loan at 21.34%APR would be $24.74/month per $1000 borrowed; Payments on an 84-month fixed rate loan at 9.09% would be $16.13/month per $1000 borrowed; Payments on an 84-month fixed rate loan at 16.34% would be $20.06/month per $1000 borrowed; Payments on a 96-month fixed rate loan at 10.34% would be $15.35/month per $1000 borrowed; Payments on a 96-month fixed rate loan at 12.34% would be $16.44/month per $1000 borrowed. Underwriting approval is required. Annual Percentage Rate (APR), loan term, and LTV will be based on credit qualifications, loan amount and collateral. The Start Auto Loan Program is subject to credit approval, terms are limited up to 72 months with financing of up to 100% of MSRP/Kelley Blue Book; collateral mileage must be less than 100k. Applies to autos less than 10 years old. ++ Interest begins to accrue from the date of origination, Loans that are not eligible to receive the deferred payment option include: internal auto refinances, Start auto loans, recreational vehicles and unsecured. vehicles and unsecured.

Advantis is not currently offering financing for recreational vehicles (RV), boats, motorcycles, or personal RVs.

Know before you shop

Buying a car doesn’t have to be intimidating or confusing. Educate yourself with our interactive feature to guide you through the process of selecting and buying your car.

Do your homework

Take the mystery out of the car-shopping experience. Use our handy online payment calculator to determine what your loan payments will look like — before you buy.

Let Auto Solution put you behind the wheel

We’ve partnered with Auto Solution to help you find the perfect car at a great price. Leave the car-buying hassles behind and let Auto Solution take care of all the work.

No need to visit a dealership
No haggling over prices
Help with your trade-in
Take delivery at home or nearest Advantis branch

Learn more and see how easy car buying can be with Auto Solution.

Frequently asked questions

Get Started

Applying online usually takes less than 10 minutes. You can help make it quick and easy by having the following documents available in case we need them to process your application:

Current paystub, depending on loan amount and credit history
Statement(s) for creditors being paid off (when refinancing a current vehicle loan)
Title/registration/DEQ information for vehicle being purchased or refinanced

In most cases, a Member Advisor will follow up with you within one business day of applying. And once your application is complete, we generally have a loan decision within one business day.