Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Advantis Credit Union
Online Banking Notice. Learn More.
woman looking out her car window smiling

AUTO, RV AND MOTORCYCLE LOANS

Drive, ride, or cruise – with low rates and local service

Auto, RV and Motorcycle Loans

Car, truck, boat, RV, or … snowmobile
Whatever you need, let’s make it happen

You have places to go. We can help you get there. With our great rates and flexible terms, you can hit the road (or river) in the ride you’ve always wanted. You’ll also enjoy the guidance of a local lending expert every step of the way.

Auto iconRVs iconPersonal RVs icon Boats icon Motorcycles icon


With our vehicle loans you can:

  • Save more with low fixed rates 
  • Pay no application or loan fees
  • Avoid pre-payment penalties – we don’t charge them
  • Enjoy an easy application process and local underwriting
  • Get pre-approved quickly, so you can shop with confidence
  • Flexible terms up to 8 years for autos, and even longer for RVs and boats



Buy a new or used car, or refinance a loan from another lender – and enjoy lower rates, no fees, and local service when you choose Advantis.

    • Rates as low as 4.49% APR
    • Fixed-rate terms up to 8 years
    • Apply online and get pre-approved before you shop – or get on-the-spot financing at many Portland metro dealerships. Ask the dealer for financing through Advantis!
    • Make it easy – finance your title, license and registration fees into your loan

  • Borrow up to 120% of MSRP on new cars
  • Borrow up to 120% of Kelly Blue Book value on used cars

Auto Solution – Auto Buying Service

Advantis has partnered with Auto Solution to help you find the perfect car at a great price – with no hassle! Auto Solution serves as your complete auto buying partner, taking care of all the work:

  • No need to visit a dealership
  • No haggling over prices
  • Help with your trade-in
  • Delivery of your car right to your home or nearest Advantis branch

Learn more and contact Auto Solution


Get pre-approved - or refinance your current auto loan today:

APPLY ONLINE    RATES & TERMS

Auto1

Rates Effective 1/1/18
Loan Type Annual Percentage Rate
Model Years 2017 or newer (New) 4.49 – 18.49% Fixed
Model Years 2013-2017 (Used) 4.24 – 18.24% Fixed
Model Years 2012 & older (Older) 4.74 – 18.74% Fixed
1APRs on auto loans range from 4.24% to 19.74% for purchase transactions or refinance of non-Advantis loans. APR for refinance of existing Advantis debt may be higher. Finance up to 120% of MSRP or Kelley Blue Book plus title, license and registration fees. For all auto loans the APR, maximum repayment period and maximum loan-to-value will be based on credit qualifications, loan amount and collateral. Payments on a 60-month fixed rate loan at 4.24% APR would be $18.53/month per $1000 borrowed; Payments on 60-month fixed rate loan at 5.24% APR would be $18.98/month per $1000 borrowed; Payments on an 84-month fixed rate loan at 5.24% would be $14.25 /month per $1000 borrowed; Payments on an 84-month fixed rate loan at 7.24% would be $15.21/month per $1000 borrowed; Payments on a 96-month fixed rate loan at 5.99% would be $13.14/month per $1000 borrowed. Underwriting approval is required.

Purchase or refinance a motor home, travel trailer, or boat – and enjoy low rates, no fees, and terms up to 15 years when you choose Advantis.


APPLY ONLINE    RATES & TERMS


RV Loans1

Rates Effective 1/1/2018
Loan Type Terms Annual Percentage Rate
New & Used (2012 & newer) 10 years 6.24% to 8.24%  Fixed

15 years 6.74% to 8.74%  Fixed
Used (2011 & older) 10 years 7.54% to 9.54%  Fixed

15 years 8.04% to 11.04%  Fixed
1For all RV loans actual APR, LTV and loan term will be based on credit qualifications, loan amount and collateral. Maximum LTV for new RV is up to 90% of MSRP or average NADA Retail plus title, license and warranty. Maximum LTV for used RVs is up to 85% of average NADA retail, plus title, license and warranty. Payment examples: Payments on a 10-year loan at 6.24% would be $11.22/month for 120 months per $1000 borrowed. Payments on a 10 year loan at 9.54% would be $12.96/month for 120 months per $1000 borrowed. Payments on a 15 year loan at 6.74% would be $8.84/month for 180 months per $1000 borrowed. Payments on a 15 year loan at 11.04% would be $11.39/month for 180 months per $1000 borrowed. All loans are subject to underwriting approval.

Boat Loans1

Rates Effective 1/1/2018
Loan Type Terms Annual Percentage Rate
New (2012 & newer) 10 years 6.24% to 8.24%  Fixed

15 years 6.74% to 8.74%  Fixed
Used (2011 & older) 10 years 7.54% to 9.54%  Fixed

15 years 8.04% to 10.04%  Fixed
1For all Boat loans actual APR, LTV and loan term will be based on credit qualifications, loan amount and collateral. Maximum LTV for new & used Boats is up to 90% of MSRP or average NADA Retail plus title, license and warranty. Payment examples: Payments on a 10-year loan at 6.24% would be $11.22/month for 120 months per $1000 borrowed. Payments on a 10 year loan at 9.54% would be $12.96/month for 120 months per $1000 borrowed. Payments on a 15 year loan at 6.74% would be $8.84/month for 180 months per $1000 borrowed. Payments on a 15 year loan at 10.04% would be $10.77/month for 180 months per $1000 borrowed. All loans are subject to underwriting approval.

Purchase a Utility Vehicle, ATV, personal watercraft, snowmobile, scooter, dirt bike, cargo trailer, utility trailer, or drift boat.

  • Rates as low as 6.24% APR
  • Apply online and get pre-approved before you shop
  • Enjoy fixed-rate terms up to 7 years
  • Make it easy – finance your title, license, and registration fees into your loan

APPLY ONLINE    RATES & TERMS


Personal RV Loans1

Rates Effective 10/26/2017
Loan Type Terms Annual Percentage Rate
New Units Only Up to 5 years 6.74% to 8.74% Fixed

Up to 6 years 7.24% to 9.24% Fixed

Up to 7 years 8.04% to 10.04% Fixed
1For all Personal RV loans the actual APR, LTV and loan term will be based on credit qualifications, loan amount and collateral. Payment example: Payments on a 5-year loan at 6.74% APR would be $19.68/month for 60 months per $1000 borrowed; Payments on a 5-year loan at 8.74% APR would be $20.63/month for 60 months per $1000 borrowed. Payments on a 7-year loan at 8.04% APR would be $15.61/month for 84 months per $1000 borrowed; Payments on a 7-year loan at 10.04% APR would be $16.62/month for 84 months per $1000 borrowed. This loan type is intended for financing of UTVs, ATVs, personal watercraft, snowmobiles, scooters, dirt bikes, cargo trailers, utility trailers, and drift boats. All loans are subject to underwriting approval. Maximum LTV for personal RV is up to 90% MSRP, plus tax, title, license, and warranty.

Purchase a cruiser, sportbike, trike, or roadster.

  • Rates as low as 4.99% APR
  • Apply online and get pre-approved before you shop
  • Enjoy fixed-rate terms up to 7 years
  • Make it easy – finance your title, license, and registration fees into your loan


APPLY ONLINE    RATES & TERMS

Motorcycles1

Rates Effective 10/26/2017
Loan Type Terms Annual Percentage Rate
Model Years 2009 or newer Up to 5 yrs 4.99% to 6.24%  Fixed

Up to 6 yrs 5.49% to 6.74%  Fixed

Up to 7 yrs 5.99% to 7.24%  Fixed
1For all Motorcycle loans the actual APR, LTV and loan term will be based on credit qualifications, loan amount and collateral. Payment example: Payments on a 5-year loan at 4.99% would be $18.87/month for 60 months per $1000 borrowed; Payments on a 5-year loan at 6.24% would be $19.44/month for 60 months per $1000 borrowed. Payments on a 7-year loan at 5.99% would be $14.60/month for 84 months per $1000 borrowed; payments on a 7- year loan at 7.24% would be $15.21/month for 84 months per $1000 borrowed. All loans are subject to underwriting approval. Maximum LTV for Motorcycles is up to 125% MSRP or NADA Retail but may be lower depending upon qualifications.










Ready to get started?
Apply Online



Swipe
Landscape view of a modern living room.

Mortgages

Make memories.


Mother smiling while holding her daughter.

CERTIFICATE of Deposit

Lock in a great rate.


Couple having a romantic dinner.

Personal Checking

Accounts that fit your lifestyle.


Man smiling over his new credit card.

Business Checking

High rates. No strings

Woman with coffee smiling while looking at her tablet.

Money Market

Instant access to your savings.


Woman smiling while holding her dog.

Individual retirement accounts

Maximize your retirement savings.