woman looking out her car window smiling

AUTO, RV AND MOTORCYCLE LOANS

Drive, ride, or cruise – with low rates and local service

Auto, RV and Motorcycle Loans

Car, truck, boat, RV, or … snowmobile

Whatever you need, let’s make it happen

You have places to go. We can help you get there. With our great rates and flexible terms, you can hit the road (or river) in the ride you’ve always wanted. You’ll also enjoy the guidance of a local lending expert every step of the way.

With our vehicle loans you can:

Save more with low fixed rates
Pay no application or loan fees
Avoid pre-payment penalties – we don’t charge them
Enjoy an easy application process and local underwriting
Get pre-approved quickly, so you can shop with confidence
Flexible terms up to 8 years for autos, and even longer for RVs and boats

New and Used Auto Loans

Buy a new or used car, or refinance a loan from another lender – and enjoy lower rates, no fees, and local service when you choose Advantis.

Rates as low as 3.99% APR
Fixed-rate terms up to 8 years
Apply online and get pre-approved before you shop – or get on-the-spot financing at participating CUDL (Credit Union Direct Lending) dealerships. Ask the dealer for financing through Advantis!
Make it easy – finance your title, license and registration fees into your loan
Borrow up to 120% of MSRP on new cars
Borrow up to 120% of Kelly Blue Book value on used cars

Auto Solution – Auto Buying Service

Advantis has partnered with Auto Solution to help you find the perfect car at a great price – with no hassle! Auto Solution serves as your complete auto buying partner, taking care of all the work:

No need to visit a dealership
No haggling over prices
Help with your trade-in
Delivery of your car right to your home or nearest Advantis branch

Learn more and contact Auto Solution

Get pre-approved - or refinance your current auto loan today:

APPLY ONLINE RATES & TERMS

Auto¹		Rates Effective 1/1/18
Loan Type	Annual Percentage Rate
Model Years 2018 or newer (New)	4.24 – 15.99%	Fixed
Model Years 2014-2019 (Used)	3.99 – 15.74%	Fixed
Model Years 2013 & older (Older)	4.49 – 16.24%	Fixed
^¹APRs on auto loans range from 3.99% to 16.24% for purchase transactions or refinance of non-Advantis loans. APR for refinance of existing Advantis debt may be higher. Finance up to 120% of MSRP or Kelley Blue Book plus title, license and registration fees. For all auto loans the APR, maximum repayment period and maximum loan-to-value will be based on credit qualifications, loan amount and collateral. Payments on a 60-month fixed rate loan at 3.99% APR would be $18.41/month per $1000 borrowed; Payments on 60-month fixed rate loan at 16.24% APR would be $24.45/month per $1000 borrowed; Payments on a 72-month fixed rate loan at 3.99%APR would be would be $15.64/month per $1000 borrowed. Payments on a 72-month fixed rate loan at 16.24%APR would be $21.82/month per $1000 borrowed; Payments on an 84-month fixed rate loan at 4.99% would be $14.13 /month per $1000 borrowed; Payments on an 84-month fixed rate loan at 10.24% would be $16.73/month per $1000 borrowed; Payments on a 96-month fixed rate loan at 5.99% would be $13.14/month per $1000 borrowed; Payments on a 96-month fixed rate loan at 7.99% would be $14.13/month per $1000 borrowed. Underwriting approval is required. The Start Auto Loan Program is subject to credit approval, terms are limited up to 72 months with financing of up to 100% of MSRP/Kelley Blue Book; collateral mileage must be less than 100k. Annual Percentage Rate (APR), loan term, and LTV will be based on credit qualifications, loan amount and collateral.

New and Used RV and Boat Loans

Purchase or refinance a motor home, travel trailer, or boat – and enjoy low rates, no fees, and terms up to 15 years when you choose Advantis.

Rates as low as 5.74% APR
Apply online and get pre-approved before you shop – or get on-the-spot financing at participating CUDL (Credit Union Direct Lending) dealerships. As the dealer for financing through Advantis!
Make it easy – finance your title, license, and registration fees into your loan

APPLY ONLINE RATES & TERMS

RV Loans¹			Rates Effective 1/1/2018
Loan Type	Terms	Annual Percentage Rate
New & Used (2013 & newer)	10 years	6.24% to 8.24%	Fixed
	15 years	6.74% to 8.74%	Fixed
Used (2012 & older)	10 years	7.54% to 9.54%	Fixed
	15 years	8.04% to 11.04%	Fixed
¹For all RV loans actual APR, LTV and loan term will be based on credit qualifications, loan amount and collateral. Maximum LTV for new RV is up to 90% of MSRP or average NADA Retail plus title, license and warranty. Maximum LTV for used RVs is up to 85% of average NADA retail, plus title, license and warranty. Payment examples: Payments on a 10-year loan at 6.24% APR would be $11.22/month for 120 months per $1000 borrowed. Payments on a 10 year loan at 9.54% APR would be $12.96/month for 120 months per $1000 borrowed. Payments on a 15 year loan at 6.74% APR would be $8.84/month for 180 months per $1000 borrowed. Payments on a 15 year loan at 11.04% APR would be $11.39/month for 180 months per $1000 borrowed. All loans are subject to underwriting approval.

Boat Loans¹			Rates Effective 1/1/2018
Loan Type	Terms	Annual Percentage Rate
New (2013 & newer)	10 years	6.24% to 8.74%	Fixed
	15 years	6.74% to 8.74%	Fixed
Used (2012 & older)	10 years	7.54% to 9.54%	Fixed
	15 years	8.04% to 10.04%	Fixed
¹For all Boat loans actual APR, LTV and loan term will be based on credit qualifications, loan amount and collateral. Maximum LTV for new & used Boats is up to 90% of MSRP or average NADA Retail plus title, license and warranty. Payment examples: Payments on a 10-year loan at 6.24% APR would be $11.22/month for 120 months per $1000 borrowed. Payments on a 10 year loan at 9.54% APR would be $12.96/month for 120 months per $1000 borrowed. Payments on a 15 year loan at 6.74% APR would be $8.84/month for 180 months per $1000 borrowed. Payments on a 15 year loan at 10.04% APR would be $10.77/month for 180 months per $1000 borrowed. All loans are subject to underwriting approval.

Personal RV Loans (Utility & ALL Terrain Vehicles)

Purchase a Utility Vehicle, ATV, personal watercraft, snowmobile, scooter, dirt bike, cargo trailer, utility trailer, or drift boat.

Rates as low as 6.24% APR
Apply online and get pre-approved before you shop
Enjoy fixed-rate terms up to 7 years
Make it easy – finance your title, license, and registration fees into your loan

APPLY ONLINE RATES & TERMS

Personal RV Loans¹			Rates Effective 10/26/2017
Loan Type	Terms	Annual Percentage Rate
New Units Only	Up to 5 years	6.74% to 8.74%	Fixed
	Up to 6 years	7.24% to 9.24%	Fixed
	Up to 7 years	8.04% to 10.04%	Fixed
¹For all Personal RV loans the actual APR, LTV and loan term will be based on credit qualifications, loan amount and collateral. Payment example: Payments on a 5-year loan at 6.74% APR would be $19.68/month for 60 months per $1000 borrowed; Payments on a 5-year loan at 8.74% APR would be $20.63/month for 60 months per $1000 borrowed. Payments on a 7-year loan at 8.04% APR would be $15.61/month for 84 months per $1000 borrowed; Payments on a 7-year loan at 10.04% APR would be $16.62/month for 84 months per $1000 borrowed. This loan type is intended for financing of UTVs, ATVs, personal watercraft, snowmobiles, scooters, dirt bikes, cargo trailers, utility trailers, and drift boats. All loans are subject to underwriting approval. Maximum LTV for personal RV is up to 90% MSRP, plus tax, title, license, and warranty.

Motorcyle Loans

Purchase a cruiser, sportbike, trike, or roadster.

Rates as low as 4.99% APR
Apply online and get pre-approved before you shop
Enjoy fixed-rate terms up to 7 years
Make it easy – finance your title, license, and registration fees into your loan

APPLY ONLINE RATES & TERMS

Motorcycles¹			Rates Effective 10/26/2017
Loan Type	Terms	Annual Percentage Rate
Model Years 2010 or newer	Up to 5 yrs	4.99% to 6.24%	Fixed
	Up to 6 yrs	5.49% to 6.74%	Fixed
	Up to 7 yrs	5.99% to 7.24%	Fixed
¹For all Motorcycle loans the actual APR, LTV and loan term will be based on credit qualifications, loan amount and collateral. Payment example: Payments on a 5-year loan at 4.99% would be $18.87/month for 60 months per $1000 borrowed; Payments on a 5-year loan at 6.24% would be $19.44/month for 60 months per $1000 borrowed. Payments on a 7-year loan at 5.99% would be $14.60/month for 84 months per $1000 borrowed; payments on a 7- year loan at 7.24% would be $15.21/month for 84 months per $1000 borrowed. All loans are subject to underwriting approval. Maximum LTV for Motorcycles is up to 125% MSRP or NADA Retail but may be lower depending upon qualifications.