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Whatever your reason

Personal Loans

Get simple, straightforward loans that can help meet your needs

Life is always changing and so are your needs. A Personal Loan can be used for any expense, so it’s flexible to fit whatever life throws at you. Plus, you’ll enjoy service and advice from a local loan officer, from application to funding.  

With our Personal Loan you can:

  • Choose a smarter way to borrow, with rates as low as 9.40% APR*
  • Borrow up to $50,000 for whatever you need (for qualified borrowers)
  • Pay zero origination, application, pre-payment, refinance or annual fees
  • Get a fast approval decision and quick funding
  • Consolidate higher interest debt and pay it off faster!

APPLY ONLINE    Contact a Loan Officer

Let’s dig a little deeper.

Quick funding process.
After approval, your funds will arrive in your account immediately in most cases, making this an excellent option for urgent financing needs.

Take a month off. 
It’s easy to skip one month’s payment every 12 months for a small fee. You pick the month that works best for you!

We make it easy. 
Use eSign to electronically sign your loan documents in minutes from the comfort of your own home (or your mobile phone). No need to visit a branch, unless you want to.

Work with a local loan officer.
Our loan officers are located right here in the Portland metro area, so they’re just a quick call, email, or short drive away. They’ll answer questions you have before and during the loan process and walk you through every step of getting your personal loan.

Imagine what you can do with your Personal Loan

You can use your personal loan for whatever is most important to you. Imagine what you can do:

    • Consolidate higher interest debt to pay it off faster!
    • Remodel a room in your home, or buy new furniture or appliances
    • Fund a big project
    • Pay for a vacation
    • Pay college tuition
  • Cover your tax bill
  • Cover wedding expenses
  • Pay for medical expenses
  • And any other need you may have!

View Personal Loan Rates:

Personal Loan1

Rates Effective 10/26/2017
Loan Type Terms Annual Percentage Rate
Personal Loan Up to 5 yrs 9.40% to 17.40% Fixed
1APR= Annual Percentage Rate. APRs range from 9.40% to 17.40% and will be based on your credit qualifications. All loans subject to underwriting approval. Payment example on a fixed-rate 5-year personal loan at 9.40% would be $20.95 per $1000 borrowed for 60 months.

See how you can pay off your debt faster.

Every year, hundreds of our members choose an Advantis Personal Loan to consolidate their higher interest credit cards and bank loans. See how much you can save in interest expense and how you can pay off your debt more quickly with an Advantis Personal Loan:

revolving debt
Making only
minimum payments
$15,000 fixed
Advantis Personal Loan
APR 18.49% APR variable 9.40% APR* fixed
Monthly Payment
$450 variable
(Decreases as you pay down balance)
$314.30 fixed
Estimated Payoff 23 years, 2 months 5 years
Interest Savings $0 $11,516.35

Banks are for-profit. Advantis is for you.

Our personal loans get you closer to your goals, because we’ve got your back.

Advantis is a not-for-profit financial cooperative, locally owned by our members. Which means instead of giving our earnings to corporate stockholders (like banks do), we return them to our members in the form of better rates, lower fees, and more free services.

The chart above, which compares a fictional variable rate credit card to a fixed rate closed-end Advantis personal loan, is intended to demonstrate potential savings through debt consolidation using an Advantis personal loan. Your individual rate and loan amount may vary.  The amount you may save in interest through this method depends on the rate and terms of your existing debt and the rate and terms of an Advantis Personal Loan. 

Ready to get started?

Apply Online