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Calculators Hello New Home
| Mortgage Options | Best For | Max Loan to Value Ratio | Max Loan Amount | Terms Available | Mortgage Insurance |
|---|---|---|---|---|---|
| Traditional Fixed Rate Mortgage | Getting a fixed rate loan with flexible terms | Borrow up to 95% of home market value or purchase price whichever is less. | Up to $453,100 (or current conforming loan limit) | Flexible fixed terms | Required if your loan is more than 80% of home market value |
| Adjustable Rate Mortgage (ARM) | Big savings with low starting rates and built-in rate protections | Borrow up to 95% of home market value or purchase price whichever is less. | Up to $453,100 (or current conforming loan limit) | ARM term option | Required if your loan is more than 80% of home market value |
|
First Time Homebuyers ($0 down)
|
Flexible down-payment options | Borrow up to 100% depending on credit qualifications or purchase price whichever is less. | Up to $453,100 (or current conforming loan limit) | ARM term option | Not required |
| Home Possible® Mortgage | Getting more with limited down-payment funds and income | Borrow up to 97% of home market value or purchase price whichever is less. | Up to $453,100 (or current conforming loan limit) | Flexible fixed terms | Required if your loan is more than 80% of home market value |
| Fixed Rate Jumbo Mortgage ($453,100 to $2.5 million) Learn more |
Borrow up to 90% of home market value | Borrow up to 90% of home market value or purchase price whichever is less. | Loan amounts from $453,100 up to $2.5 million | Flexible fixed terms Contact a Mortgage Officer for rates and to apply now | Not Required |
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