Mortgage Center
Members who are experiencing a decline or loss in income due to COVID-19 may qualify for mortgage payment relief. See how we can help.
Apply Online
Mortgage Options
Rates
Why Choose Advantis
Meet Our Team
Our Mortgage Process
Homebuyer's Guide
Calculators Hello New Home
| Mortgage Options | Best For | Max Loan to Value Ratio | Max Loan Amount | Terms Available | Mortgage Insurance |
|---|---|---|---|---|---|
| Traditional Fixed Rate Mortgage | Getting a fixed rate loan with flexible terms | Borrow up to 95% of home market value or purchase price whichever is less. | Up to $548,250 (or current conforming loan limit) | Flexible fixed terms | Required if your loan is more than 80% of home market value |
| Adjustable Rate Mortgage (ARM) | Big savings with low starting rates and built-in rate protections | Borrow up to 95% of home market value or purchase price whichever is less. | Up to $750,000 (or current conforming loan limit) | ARM term option | Required if your loan is more than 80% of home market value |
|
|
Flexible down-payment options | Borrow up to 100% depending on credit qualifications or purchase price whichever is less. | Up to $548,250 (or current conforming loan limit) | ARM term option | Not required |
| Home Possible® Mortgage | Getting more with limited down-payment funds and income | Borrow up to 97% of home market value or purchase price whichever is less. | Up to $548,250 (or current conforming loan limit) | Flexible fixed terms | Required if your loan is more than 80% of home market value |
| Imagin Home Loan |
Saving money on mortgage insurance | Borrow up to 97% of home market value or purchase price whichever is less | Up to $548,250 (or current conforming loan limit) | Flexible fixed terms Contact a Mortgage Officer for rates and to apply now | No monthly mortgage insurance |
| Fixed Rate Jumbo Mortgage ($548,250 to $2.5 million) |
Borrow up to 90% of home market value | Borrow up to 90% of home market value or purchase price whichever is less. | Loan amounts from $548,250 up to $2.5 million | Flexible fixed terms Contact a Mortgage Officer for rates and to apply now | Not Required |
Swipe