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jumbo mortgages

Smart solutions for larger home purchases

Jumbo Mortgage

Borrow up to $2,000,000 with a jumbo loan

With home prices continuing to rise in the Portland area, you may need help financing a non-conventional mortgage amount (above $766,550). Our jumbo loan can help get you there, with a choice of a fixed rate or adjustable mortgage. Get in touch with one of our loan officers for details and a formal rate quote.

Features and perks

  • Borrow from $766,550 up to $2,000,000
  • Save with low origination fee and closing costs
  • Streamlined application process from start to finish
  • Expert support from our dedicated mortgage team
  • Local, experienced Advantis loan officers to guide you at every step
  • Finance unique or luxury properties that may not qualify for conventional loans
  • Mortgage insurance required on loan-to-values above 80%

Let’s dig a little deeper

Make your dream home possible with loans up to $2,000,000
The conforming loan limit (set by set by Fannie Mae and Freddie Mac) is now below the cost of many single-family homes for sale in the Portland area. The Advantis jumbo mortgage offers you the ability to borrow beyond the conforming limit, from $766,550 up to $2,000,000, so you can still make your dream home possible.

We offer a low origination fee, which can add up to big savings
The origination fee is the amount a lender charges you for their services, and doesn’t include third-party charges. Our low origination fee can potentially add up to thousands of dollars in savings on closing costs for a jumbo mortgage. 

Delayed purchase refinancing available
If you’re in the position to buy your new home with all cash, the Advantis jumbo mortgage allows you to qualify for a cash-out refinance after just six months of residency. No need to tie up money indefinitely in your investment.

Work with a local mortgage pro
Our mortgage loan officers know the local market. They'll be your trusted guide, from application to closing.

Resources, tools, and tips

Learn what to expect
The Advantis mortgage guide can help you understand the straightforward steps you’ll take to get into your new home. And see our homebuyer’s guide for some practical tips to simplify the process. 

We’ve shared some key concepts to know before you apply for a mortgage or shop for a new home.

Do the math
Use our mortgage calculators to get a general idea of what your loan payments might look like. Or for a more comprehensive breakdown, get an instant online quote that will estimate your rate, payments, and fees on a variety of mortgage options.

Not the right mortgage for you?

No problem, we've got others. See all of our mortgage options

Banks are for-profit, we're for you

Advantis is a not-for-profit financial co-op, locally owned by our members. So instead of giving our earnings to corporate stockholders like banks do, we return them to our members in the form of better rates, lower fees, and more free services. 
Learn about our cooperative difference

Get started today

Complete a quick online form to request a personalized quote from an Advantis mortgage loan officer.

Questions before you apply? Call or email an Advantis mortgage loan officer directly. They’re here to help!

Property restrictions and other conditions apply. Contact a mortgage officer for details. For all dwelling-secured loans, hazard insurance is required and flood insurance may be required. All loans are subject to underwriting approval.