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Everything you need, fused into one account

Fusion Checking Account

A free checking account that pays you back.

Big banks pay you very little in interest and charge you big monthly fees. With Fusion Checking from Advantis, you’ll enjoy a truly free checking account that pays you an incredible rate, ATM fee refunds nationwide, and other free extras when you meet four simple requirements. It’s everything you need to help reach your financial goals, fused into one amazing account.

With Fusion Checking you can:

  • Earn 1.75% APY on balances up to $25,000*
  • Enjoy ATM fee refunds nationwide (up to $25 per month)*
  • No monthly fees
  • No minimum balance requirement

Let’s dig a little deeper.

24/7 account access.
Access your funds through our free Online Banking, free Mobile Banking app (iPhone, iPad and Android), and 30,000 surchage-free ATMs nationwide through the CO-OP network.

Fusion Checking is free checking.
No monthly maintenance or service fees. No debit card fees.

Earn an incredible rate.
When you meet four simple monthly requirements, you’ll earn one of the highest checking account rates in Oregon. This is what makes Fusion so special – it’s a checking account that helps you build up your savings, month over month! 

Choose your ATM.
Get your ATM fees refunded when you use any ATM nationwide – including fees charged by other financial institutions. Up to $25 per month.

Be part of a local financial cooperative (not a big bank). 
We return our earnings to YOU in the form of better rates and more free services.

Fusion Checking is always free. You can earn an incredible rate and ATM fee refunds by completing four simple requirements that you likely do anyway with a checking account.

Each monthly requirement cycle simply:

  • Make at least 12 debit card transactions that post and clear
  • Make at least one automatic payment (through ACH) or direct deposit that posts and clears
  • Receive statements electronically
  • Log in to online banking at least once

The requirement cycle begins the last business day of the month and ends at the close of business on the next-to-last business day of the month. Any transactions that post after the close of business on the next-to-last business day of the month will count towards the Fusion requirements in the next cycle.


 Cycle Begins  Cycle Ends
December 31, 2018 January 30, 2019
January 31, 2019 February 27, 2019
February 28, 2019 March 28 2019
March 29, 2019 April 29, 2019
April 30, 2019 May 30, 2019
May 31, 2019 June 27, 2019
June 28, 2019 July 30, 2019
July 31, 2019 August 29, 2019
August 30, 2019 September 27, 2019
September 30, 2019 October 30, 2019
October 31, 2019 November 27, 2019
November 29, 2019
December 30, 2019

Fusion Checking comes with lots of perks.

Enjoy all of these free extras when you open a Fusion account:

  • Online Banking
  • Mobile Banking
  • Mobile Deposit
  • Bill Pay
  • eStatements
  • 30,000 surcharge-free ATMs
  • Overdraft Protection
  • Apple Pay

Banks are for-profit. Advantis Credit Union is for you.

Our checking accounts pay you back because we’ve got your back.

Advantis is a not-for-profit financial cooperative, locally owned by our members. Which means instead of giving our earnings to corporate stockholders like banks do, we return them to our members in the form of better rates, lower fees, and more free services.

Fusion Checking not for you?

No problem! We have a variety of other accounts to fit your needs.

Automatic transactions and point-of-sale purchases must be posted on or before the close of business on the date the cycle ends.*APY= Annual Percentage Yield. Rates accurate as of 1/1/2018. Minimum opening deposit is $25.00. When Fusion requirements are met, balances over $25,000 earn 0.20% APY. Requirement cycles begin on the last business day of the month and end on the next to last business day of the month. All Fusion requirements must be met by the close of business on the last day of the requirement cycle. ATM transactions do not count toward the 12 check card transactions. International ATM fees are not eligible for ATM fee refund. Interest and ATM refunds will be paid on the last day of the month in which it is earned. If account requirements are not met, the rate will be 0.10% APY and ATM fees will not be refunded. The APY may change after account opening.

Ready to get started?
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