*APY= Annual Percentage Yield. APY is accurate as of 07/29/2020. Rates are subject to change after account opening. Minimum opening deposit is $25.00. When Fusion requirements are met, balances over $25,000 earn 0.20% APY. To earn Fusion rate and ATM fee refunds you must satisfy the following requirements during the requirement cycle: have at least 12 debit card transactions post and clear; have at least one automatic payment or direct deposit post and clear; receive statements electronically and log in to online banking at least once. Requirement cycles begin on the last calendar day of the month and end on the next to last calendar day of the month (at close of business on a Monday through Saturday and 5:00 pm on a Sunday). To ensure you receive the highest interest rate tier, all Fusion requirements must be met by within the disclosed requirement cycle. ATM transactions do not count toward the 12 check card transactions. International ATM fees are not eligible for ATM fee refund. Interest and ATM refunds will be paid on the last day of the month in which it is earned. If account requirements are not met, the rate will be 0.10% APY and ATM fees will not be refunded.
**The APY may change after account opening. There is a $3.00 monthly service fee if a $1,000 minimum cumulative balance is not maintained in the plan. Effective September 30, 2020 the HSA requirement of maintaining a $1,000 minimum cumulative balance to waive the $3 monthly maintenance fee will be removed. All HSA Checking accounts will be charged a $2 monthly maintenance fee without consideration of HSA account balances. Fees may reduce earnings. Contribution limits apply. Consult your tax advisor for specific tax information.
†Your cash back will be posted to your Cashback Checking account on the first day of the month following the close of the account cycle. The account cycle runs from the first day of the month to the last day of the month. If you close your Cashback Checking account: you will not receive any cash back for purchases posted during the month you close your account. Only applicable to purchases made with your debit card tied to your Cashback Checking account. Federally insured by NCUA.