Great Rates. Low Closing Costs.You'll enjoy big savings when you choose an Advantis Credit Union mortgage. We offer great rates, low closing costs, a free online pre-approval, and never charge pre-payment penalties or any other hidden fees.
Save more with our low origination fee.The origination fee is the amount a mortgage lender charges you for their services. Our origination fee is 60% less than the average fee charged by Oregon mortgage lenders, adding up to big savings!
Origination Fee Comparison:
Comparison does not include all closing costs, such as appraisal and title fees, pre-paid taxes, etc.‡
Get into your home for as little as 5% down.Borrow up to 95% of the purchase price (on most mortgages). You'll have more funds left over for any planned renovations!
Close quickly. Move in faster.We’re a local mortgage lender – with underwriting decisions made right here in Portland – so you can close quickly and move in faster.
Work with a local Portland mortgage officer.Our mortgage loan officers are proud Portlanders, so they know the local market. They'll be your trusted guide, from application to closing.
Special Mortgage ProgramsAdvantis offers mortgage options to fit the needs of most homebuyers. Whether you're buying your first home, upgrading to a larger home, or purchasing a vacation residence – you've come to the right place.
‡‡Based on June 2014 survey by Bankrate.com 2014 Closing Cost Survey - Oregon. Assumes a $200,000 loan amount with a 20% down payment on a non-rehabilitation, first mortgage loan. Estimate does not include settlement and title charges, government fees, taxes, homeowner’s insurance premiums, or any impound charges for taxes and insurance. Estimates also do not include any mortgage lender credits or charges related to interest rate. Third party fees include appraisal, credit report, tax tracking and flood certification. Apply on line or contact the credit union for an estimate of all anticipated closing costs and prepaid expenses based on your specific loan. Underwriting approval required. Hazard insurance is required, flood insurance may be required.
**Advantis’ flat $695 origination fee does not apply to rehabilitation loans. Apply online or contact the credit union for an estimate of all anticipated closing costs and prepaid expenses based on your specific loan.