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*Based on research completed 5/10/2023 on national, local, online banks and credit unions with 100+ million in assets located on the Portland Metro area. **To earn cash back you must be signed up to receive eStatements from Advantis. You will earn $0.10 on every qualifying purchase that posts during the account cycle. A qualifying purchase is a purchase of $3.00 or more that is made with the debit card tied to your Cashback Checking account, including purchases made with your card through a Digital Wallet supported by Advantis and purchases made with your debit card online. For purposes of the Cashback Checking accounts, the account cycle runs from the first day of the month to the last day of the month. Your cashback will be posted to your Cashback Checking account on the first day of the month following the close of the account cycle. You will not receive any cashback for any purchases posted during the same month you close your Cashback Checking account. Access to funds for Early Payday can be up to two days prior to date of scheduled payment and is dependent on submission of direct deposit by payer. The standard share insurance amount is $250,000 per share owner, per insured credit union, for each account ownership category. APR=Annual Percentage Rate. APR is a variable rate equal to “The Wall Street Journal” Prime Rate (currently 8.50%) plus a margin. APR is accurate as of December 19, 2023. The APR is based on your credit qualifications. APRs currently range from 15.24%-23.99%. Foreign currency conversion fee up to 1% may apply. Underwriting approval is required. Cashback Rewards program restrictions, limitations and exclusions apply. Refer to Cashback Rewards Program Rules, Terms, and Conditions for further details. Your credit score is based on a number of factors including, but not limited to Payment History, Credit Utilization, Length of Credit History, and Credit Mix. Credit cards have the potential to help you build better credit scores when accounts are managed in a responsible way. There are ways to improve a credit score that don’t involve opening credit cards. To learn more go to: https://www.advantiscu.org/article-boost-your-credit-score
