Privacy Policy

Facts: What Does Advantis Credit Union Do with your Personal Information?

Revised December 2011
Why? Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we
collect, share, and protect your personal information. Please read this notice carefully to understand
what we do.
What? The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
   - Social Security number and account balances
   - credit history and credit scores
   - income and transaction history
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Advantis Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Advantis Credit Union share? Can you limite this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or to report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes –
information about your creditworthiness
Yes No
For our affiliates' everyday business purposes –
information about your creditworthiness
Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share

 

To limit our sharing Call toll-free 800-547-5532 – to speak with a Member Service Representative.

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent
this notice. When you are no longer our customer, we continue to share your information as
described in this notice.

However, you can contact us at any time to limit our sharing.
Questions? Call toll-free 800-547-5532

 

What we do
How does Advantis Credit Union protect my personal
information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
How does Advantis Credit Union collect my personal information? We collect your personal information, for example, when you
   - open an account or apply for a loan
   - show your government-issued ID or provide account information
   - make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes – information about your
creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

 

Definitions
Affiliates Companies related by common ownership or control. They can be financial and
nonfinancial companies.
   - Our affiliates include financial companies, such as CUSO Financial Services, L.P. (Member FINRA/SIPC), our broker/dealer
Nonaffiliates Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
- Nonaffiliates we share with can include insurance companies, government
agencies, plastic card processors (credit/debit/ATM), financial statement
publishers or printers, mailhouse, mortgage companies, mortgage service
companies, consumer reporting agencies, data processors, and check/share draft
printers
Joint Marketing A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
- Our joint marketing partners include insurance services providers