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Start Savings Account

Helping teens and young adults to start saving smart

Start saving smart with Advantis

Start Financial Program logoWhen it comes to saving for your goals, we’ll help you get off to a great start! Our Start Savings Account is part of our Start Financial Program which offers special accounts, learning, and advice for teens, young adults, and members new to loans.

If you’re under 18 years old: We welcome you to open a Start Savings Account, as long as a parent or guardian becomes a joint owner on your account. Parents will have access to monitor and help manage their child’s account and transfer funds to them through online and mobile banking.

Start Savings Account features:

  • For members age 14 to 22
  • FREE – no monthly fee
  • Advantis pays you 1.00% APY** (on balances up to $500)
  • No requirements

Get all the details:

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Earn an incredible interest rate

Start Savings pays you 1.00% APY** on your money (on balances up to $500). This means you’ll earn money from your money every month, helping you grow your savings faster!

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Always free, no matter what

Unlike many big banks, Advantis charges you no monthly fee. In fact, we pay you every month in interest!

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No requirements (for real)

You don’t have to maintain a certain balance or do a bunch of things to make sure your account stays free. Just focus on saving for what’s most important to you.

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30,000 surcharge-free ATMs nationwide

Get cash at 100+ ATMs in Portland, and thousands nationwide through the Co-Op network.

Boost your money smarts with free online learning

After you open any account or loan that’s part of the Start Financial Program, we’ll email you short videos that will teach you all the basics when it comes to your finances. Below are the videos you’ll receive after you open your Start Savings Account.

Click to watch now:

Start Creating a Budget
Healthy Financial Habits
Savings Accounts

Want to keep learning now?  Watch more videos:

Financial Education Center

Bank from your phone – anywhere, anytime

Manage & move your money in just a few taps with the Advantis Mobile App
  • It’s like a branch in your pocket
  • Check your balance and transfer money in seconds
  • Deposit your checks from your phone, anytime
  • Setup account alerts
  • Use Apple Pay®, Samsung Pay®, Google Pay™ with your debit card
  • Parents: As a joint account owner, you’ll have access to monitor and
    help manage your child’s account and transfer funds to them

Learn more about online and mobile banking:

online & mobile banking

Mobile app on a mobile phone

It’s easy to open a Start Savings Account!

First, a couple simple questions:

Are you 18 years old (or older)?

You have several easy options to open a new Start Savings Account:

Are you under 18 years old?

Great! We’re so happy you’re getting a head start on your financial life. Because a parent or guardian must be a joint owner on your Start Savings Account, please choose one of the following options:

For additional information:
  • Send us a secure email inside Online Banking
  • Call us at 503-785-2528 (Monday – Friday,
    8am – 6pm)

**APY = Annual Percentage Yield. Rates are accurate as of 05/14/2019. Balances over $500 earn 0.05% APY.  The APY may change after account opening. Minimum amount to open a Start Savings is $5. You must be between the ages of 14 to 22 years old in order to qualify for the Start Savings account. Only one Start Savings account per member and member number (membership). No Primary member can have two Start Savings accounts (they can be joint on another account that has a different primary member.) For Start Savings accounts, on the first day of the month following your 23rd birthday, your account will convert to a Regular Savings account.