We have a special program to help you get behind the wheel and save more. Our Start Auto Loan is part of our Start Financial Program which offers special accounts, learning, and advice for teens, young adults, and members new to loans.
If you’re under 18 years old: We welcome you to apply for a Start Auto Loan, as long as you have a parent or other co-signer on your loan. Parents will have access to monitor and help manage their child’s loan and make a payment through online and mobile banking.
Start Auto Loan features:
Flexible terms for first-time car buyers
Low fixed interest rates
Buy a new or used car up to $25,000†
Get all the details:
Special program for first-time buyers
Don’t be nervous about applying for your first car loan. We’ve built a program just for you! Our Start Auto Loan features flexible terms and excellent rates to help you get the financing you need.
Buy a new or used car up to $25,000
New, used, truck, car, or SUV – the choice is up to you! Get a loan for up to $25,000 to buy the vehicle that fits your needs.
Low, fixed interest rates
You can rest easy knowing you are financing your vehicle at a low rate (meaning you save money) and that’s fixed (so it will never adjust). We keep it simple!
We’ll be your guide from start to finish
You’ll have the guidance of a local loan officer, from application to keys in hand. They’ll be there to answer your questions, and help you get into your car quickly and easily
Start Auto Loan Rates
With low, fixed interest rates you’ll save more when you finance your first vehicle with Advantis.
Start Auto Loan1
ANNUAL PERCENTAGE RATE
2019 & newer (New)
up to 6 Yrs
As low as 7.59%
up to 6 Yrs
As low as 8.09%
2013 & older (Older)
up to 5 Yrs
As low as 9.09%
1APRs on auto loans range from 7.59% to 20.34% for purchase transactions or refinance of non-Advantis loans. APR for refinance of existing Advantis debt may be higher. Finance up to 120% of MSRP or Kelley Blue Book plus title, license and registration fees. For all auto loans the APR, maximum repayment period and maximum loan-to-value will be based on credit qualifications, loan amount and collateral. Payments on a 60-month fixed rate loan at 7.59% APR would be $20.08/month per $1000 borrowed; Payments on 60-month fixed rate loan at 20.34% APR would be $26.68/month per $1000 borrowed; Payments on a 72-month fixed rate loan at 7.59% APR would be $17.33/month per $1000 borrowed. Payments on a 72-month fixed rate loan at 20.34%APR would be $24.15/month per $1000 borrowed. Underwriting approval is required. Annual Percentage Rate (APR), loan term, and LTV will be based on credit qualifications, loan amount and collateral. The Start Auto Loan Program is subject to credit approval, terms are limited up to 72 months with financing of up to 100% of MSRP/Kelley Blue Book; collateral mileage must be less than 125k. Annual Percentage Rate (APR), loan term, and LTV will be based on credit qualifications, loan amount and collateral. Start Auto Loan Program is for first-time auto buyers, buy a new or used car up to $25,000. Parent or other co-signer required if under 18 years old.
Boost your money smarts with free online learning
After you open any account or loan that’s part of the Start Financial Program, we’ll email you short videos that will teach you all the basics when it comes to your finances. Below are the videos you’ll receive after you buy a car with your Start Auto Loan.
Call us at 503-785-2528 (Monday – Friday, 8am – 6pm)
†Subject to credit approval. Finance up to 100% of MSRP/Kelley Blue Book. Collateral mileage must be less than 100k. Annual Percentage Rate (APR), loan term, and LTV will be based on credit qualifications, loan amount and collateral.