How do checking accounts work?

You can deposit money into your checking account using direct deposit, an ATM or visiting a branch. You can then use that money to pay for things you need like groceries or bills, using cash from an ATM, a check or a debit card. You may also able to set up electronic transfers or bill payments to pay for routine monthly expenses. You can also use online or mobile banking to set up transfers or automatic payments and even to deposit check electronically.