8.99% intro APR for the life of your transferred balance

New credit card + balance transfer = Fixed Rate for Life

If you’ve got a balance on high-APR credit cards at another bank or credit union, now you’ve got a great reason to open a new Advantis Credit Card.

8.99% intro APR
for balance transfers

Getting a Fixed Rate for Life is easy as 1-2-3.
  1. Open an Advantis Platinum or Cashback Rewards card.
  2. Complete a balance transfer from your non-Advantis card.
  3. Pay an introductory 8.99% APR for the life of your transferred balance. Balance transfers completed after 12/31/2022 revert to your standard credit card rate. APR ranges from %-%.

Simply open a new Platinum or Signature Cashback Visa credit card, complete a balance transfer, and enjoy a terrific, fixed introductory 8.99% APR for the life of the transferred balance.

Simple as that. No tricks. No bait and switch.

Note: Current Advantis credit card holders are not eligible for Fixed Rate for Life offer.


Open, transfer, save

Big interest savings

You’ll receive the low, fixed 8.99% APR on your transferred balance until it’s paid off. It’s truly fixed for life, so you can save big on interest expense as you pay off your balance.

Better cards, greater value

And you’ll love the low APR on purchases that comes with an Advantis credit card. Rates start as low as % APR, and we’re consistently lower than the big banks.


Both the Advantis Platinum and Signature Cashback Rewards cards qualify for this balance transfer offer. Which means you’re free to pick a card for the way you live and spend.

And of course you’ll enjoy the same outstanding value, perks, and service you’ve come to expect with Advantis. So go ahead, find a card with your name on it.

Note: Current Advantis credit card holders are not eligible for Fixed Rate for Life offer.

Get started with an Advantis Credit Card

Apply online in minutes

Already a member? Sign in to Online Banking to streamline your application.

Stop by an Advantis branch

Call Advantis

(Mon-Fri, 8am-6pm)


  • Use the handy chat feature - click on the button with the chat bubble in the lower right, Mon-Fri, 8 am - 6pm.
  • Send us a secure message in Online Banking.
  • Give us a call at 503-785-2528, Mon - Fri, 8 am - 6 pm
Note: Current Advantis credit card holders are not eligible for Fixed Rate for Life offer.


Members who open a new credit card (Visa Platinum or Signature Cashback Rewards) between 10/15/22 and 12/31/22 are eligible to receive an introductory rate of 8.99% APR fixed for the life of the balance transfers they make to the new card. The 8.99% fixed intro APR only apply to balances transferred, until paid off. Balance transfers must be received no later than 11:59 pm on Saturday 12/31/22 to be eligible. Standard variable rate (Refer to your account opening disclosure) apply for balance transfers received after 12/31/2022 and any purchases made and accumulated during the promotional period. Balance transfers are limited to other credit card balances owned by the member at other financial institutions. Balance transfers from other Advantis Credit Union loans are not eligible for the promotional rate. Members must not have had a credit card account with Advantis for at least the last 90 days (must be a new credit card holder) to qualify for this offer. 1APR=Annual Percentage Rate. APR is a variable rate equal to “The Wall Street Journal” Prime Rate (7.00% as of November 3, 2022) plus a margin. APR ranges from %-%. APR is accurate as of December 1, 2022. The APR is based on your credit qualifications. Foreign currency conversion fee up to 1% may apply. Underwriting approval is required. Cashback Rewards program restrictions, limitations and exclusions apply. Refer to Cashback Rewards Program Rules, Terms, and Conditions for further details.