*APY = Annual Percentage Yield. CD Promo Offer: APY assumes that all interest will remain on deposit until maturity. APY is accurate as of 04/01/2023, available for a limited time, and may be discontinued without notice. $500 minimum deposit to open 7-month certificates. $2500 minimum deposit to open 18-month certificates. Cannot add funds to the 7-month Certificate of Deposit after account opening. For all certificate accounts, there may be a penalty for early withdrawal. For IRA accounts: Fees may reduce earnings. The standard share insurance amount is $250,000 per share owner, per insured credit union, for each account ownership category.