Make your new home a reality with lower payments & big savings
You’ve imagined that someday you’ll buy your dream home. But why not make someday, today? Whether you want to buy your first home, or upgrade to a bigger home, you can make it happen today with the Advantis Imagin Home Loan, leveraging Integrated Mortgage InsuranceSM (IMAGINSM), Freddie Mac’s coverage solution.
NO mortgage insurance premiums = LOWER monthly payment With the Imagin Home Loan, your MI cost is included in the interest rate on your loan. By paying a slightly higher interest rate, you avoid a monthly MI payment, and in most cases, you’ll also enjoy a lower total monthly payment.
Save potentially thousands in total mortgage insurance costs Borrowers will achieve this level of savings when they stay in their home for several years (often 5 years or more). Your Advantis mortgage loan officer can help you calculate individual expected MI cost savings.
Pay as little as 3% down. With the Imagin Home Loan, you can pay as little as 3% down, which means you get into your home spending less of your cash and you have more leftover for any planned renovations.
We'll be your helpful guide—from here to "Hello new home." Buying a home can feel overwhelming, so we do everything possible to lessen the stress and make it feel simple and easy. You'll have the constant guidance of a Portland-based mortgage expert to help you from application to keys in hand. Meet our mortgage team
Imagin home loan rates
Advantis offers low, competitive rates on all of our mortgage solutions.
The Imagin Home Loan rates are slightly higher than our other fixed rate loan options, as the cost of mortgage insurance is integrated into the rate. By choosing to integrate your mortgage insurance premium into your loan interest rate, you can potentially save thousands in total mortgage insurance costs.
For rates or more information regarding the Imagin home loan, please contact a mortgage loan officer.
See the steps you’ll take to get from here to “hello new home.” Check out the Advantis Mortgage Guide to see our straightforward mortgage process and read our homebuyer’s guide for helpful tips on buying a new home.
Use our mortgage calculators to get a general idea of what your loan payments may be, or for a more comprehensive breakdown, get an instant online quote that will estimate your rate, payments, and fees on a variety of mortgage options.
.If we haven’t covered what you need above, you’ll likely find it in our online mortgage resource center. Check out helpful FAQs on a variety of mortgage and home buying topics, a glossary of commons terms, and more.
7 savvy home-buying how-to's
Know what to expect and buy with confidence. Explore our seven lessons for understanding home-buying. Watch videos now
Advantis mortgage loan officers are all proud Portlanders. We know the local real estate market, and we’re always a phone call, email, or short drive away. Ask us to serve as your trusted and capable guide, from application to closing.