Credit Cards

Platinum Credit Card

Love at first swipe.

No tricks. No teaser rates. No hidden fees. Enjoy refreshingly simple terms and a lower rate, no (or low) account fees, and no balance transfer fee when you switch to an Advantis VISA credit card. And you can make easy and secure payments with Apple Pay.

Apply Now
Today's credit card rates
Report lost or stolen card

Feel secure with our no-fee card protection.

You enjoy the savings. We'll help you keep your credit card secure. We continually monitor our members’ credit cards for fraud and alert you of any suspicious activity. Our Platinum VISA also comes with free travel insurance. You can also electronically sign your loan documents in minutes – no branch visit required!

Compare our Credit Card Options:

  VISA Classic
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VISA Platinum
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VISA Platinum Rewards
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Best for:

• Lower balances
• Overdraft protection**
• Higher balances
• Balance transfers
• Higher balances
• Earning Rewards
  points for travel & gift

Credit limit:

Up to $5,000

$5,000 - $50,000

$5,000 - $50,000

Annual fee:

No annual fee

No annual fee


Balance Transfer Fee:

No fee No fee No fee
Annual percentage rate*: See our low rates See our low rates See our low rates

Rewards program:



Earn 1 point for every $1 you spend (points expire after 4 years)
Learn more

View the VISA Credit Card account agreement

Visa Purchase Alerts

You now have the option of registering your Visa debit or credit card to receive purchase alerts via email and/or text message when the transaction is processed through one of Visa’s networks: VisaNet, Interlink or the Plus Network.   You select the notification service and levels that are right for you.  Registration is easy- just go to and follow the registration directions.

Get your lost or stolen Advantis Visa credit card replaced in-person at a branch

If you’re near an Advantis branch during business hours after you notify us of the loss of your Advantis Visa online ( or by phone (503-785-2528 x2154), you can walk in to the branch and get your card replaced immediately.

Questions before you apply?

We’re here to help. Call 503-785-2528 to speak to a local loan expert, stop by any branch location, or email us. We’ll help you find the best credit card option to fit your needs.

*All rates and terms are accurate as of 10/19/2017 unless otherwise stated. APRs range for Visa Classic is 8.90% to 17.90%; APR range for Visa Platinum and Visa Platinum Rewards range from 8.40% to 17.40%. Your rate will be based on your credit qualifications. All loans are subject to underwriting approval. APRs may change after account opening. You will be notified of any changes to the APR. APR changes will not apply to balances outstanding at the time of the notice. Foreign currency conversion fee of up to 1.00% may apply. All Visa accounts are subject to our Visa Credit Card agreement. We reserve the right to amend our agreement as permitted by law.

**Advances for overdraft protection, balance transfers and advances made by check are treated as cash advances. Interest accrues on a cash advance on the posting date. All Visa accounts are subject to our Visa Credit Card agreement. We reserve the right to amend our agreement as permitted by law

†Your cell phone carrier may charge a fee to send or receive a text message and message and data rates may apply.  Please check your mobile plan or contact your carrier for further information.    

‡This service cannot alert you regarding purchase transactions routed through non-Visa networks.  Visa Purchase Alerts work with VisaNet, Interlink and Plus networks.