Worried that you’ll miss out on potential rising interest rates if you lock in a CD right now? Get the certificate that lets you "bump" up your APY if market rates increase. You’ll enjoy the peace of mind of a guaranteed return with flexibility to increase your rate to keep pace with the market. Earn special rates as high as 0.85% APY (on balances of $100,000 or greater). See all tiered rates
How it works:
A 30-month bump certificate lets you "bump" up your rate to the current rate paid on our standard 36-month certificate, one time during the term of your certificate.* The higher rate will be paid for the remainder of your certificate term. "Bumping" is easy - just call us and say "Raise my rate today."
So many benefits:
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*For 30-month bump rate certificates, you may increase your rate once during the certificate term to a rate currently in effect for our standard 36-month certificates. For all certificates, there may be a penalty for early withdrawal. For IRA certificates, there is a plan closure fee which may reduce earnings.
**APY= Annual Percentage Yield. Advantis APYs are accurate as of 04/01/2015 and are subject to change without notice. APY is based on balance. Minimum Deposit to open an Advantis 30-month certificate is $2,500. Transaction limitations apply. There may be a penalty for early withdrawal.