Fusion Checking Account


Earn more and get more.

1.75% APY*
(Balances up to $25,000)
(No monthly fee)

Fusion Checking is always free. Plus, you'll earn 1.75% APY* and get ATM fees refunded when you meet four simple monthly requirements.

 Percent icon Earn an incredible
1.75% APY*
  • Earn 1.75% APY on balances up to $25,000!
  • One of the highest checking rates in Oregon!
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ATM fees refunded

(up to $25 per month)
  • Enjoy ATM fee refunds nationwide!
  • Includes ATM fees charged by other financial institutions
    (up to $25 per month)
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No monthly fees

  • Fusion Checking is free checking!
  • No monthly maintenance or service fees
  • No debit card fees
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No minimum balance

  • No minimum balance requirements
  • Earn 1.75% APY on any balance up to $25,000
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24/7 account access

  • FREE Online banking and bill pay
  • FREE Mobile banking app with mobile deposit for iPhone, iPad and Android
  • 30,000 FREE ATMs nationwide through the CO-OP network


It's easy to earn Fusion Checking benefits!

Fusion Checking is always free. You can earn an incredible rate and ATM fee refunds by completing four simple requirements – things that you may likely do anyway with a checking account. Each monthly requirement cycle:

  • Have at least 12 debit card transactions post and clear
  • Have at least one automatic payment (through ACH) or direct deposit post and clear
  • Receive statements electronically
  • Log in to online banking at least once

Learn more about Fusion Checking by reading our 
Frequently Asked Questions (FAQs)

*The APY may change after account opening. Minimum amount to open a Fusion Checking is $25. To earn Fusion Checking rate during each requirement cycle you must have: 12 debit card transactions post and clear; receive your statement via eStatements; sign into Online Banking and have at least one Direct Debit or Credit post and clear. If account requirements are met, up to $25 of nationwide ATM fees will be refunded and you will receive the Fusion Rates. If the account requirements are not met, you will earn 0.10% APY and no ATM fees will be refunded. The requirements cycle begins on the last business day of the month and ends on the next to last business day of the month. All Fusion requirements must be met by the close of business on the last day of the requirement cycle. ATM transactions do not count toward the 12 debit card transactions. International ATM fees are not eligible for ATM fee refund. Interest and ATM refunds will be paid on the last day of the month in which it is earned.