Compare our Checking Accounts

All Advantis checking accounts include these free services:
  • Online & mobile banking with mobile deposit
  • Paperless eStatements
  • 30,000 Free CO-OP Network ATMs nationwide
  • Electronic bill pay
  • Advantis debit card
  • Direct deposit

Choose the checking account that fits your lifestyle.

Account Features

Fusion Checking
see requirements

Learn More

Cashback Checking

see requirements

Learn More

Interest Checking

Learn More
Interest Rate 1.75% APY*
(balances up to $25,000)
N/A Tiered Rates
ATM Fee Refunds
(other banks’ fees)
Up to $25/month N/A N/A
Earn Unlimited Cash back N/A

Yes! On debit purchases
of $3 or more

Minimum Balance Requirement None None None
Monthly Service Fee Free Free $7.00
How to waive
Opening Deposit $25 $25 $25
eStatements FREE - and required to receive 1.75% APY* & ATM fee refunds FREE - and requred to earn cash back on purchases FREE
Online & Mobile Banking FREE FREE FREE
Mobile Deposit & Bill Payment FREE FREE FREE
Over 30,000
ATMs Nationwide
(through CO-OP network)
Perfect For Those Who: Carry a moderate/high balance and are active account users. You can earn an incredible rate on your funds! Carry any balance -including a low balance - and make frequent debit purchases (because they add up to unlimited cashback!) Carry any balance and want a simple interest bearing checking account with no frills – just a great rate.

*APY= Annual Percentage Yield. The APY may change after account opening. Rates accurate as of 10/23/2017. Minimum amount to open a Fusion Checking is $25. To earn Fusion Checking rate during each requirement cycle you must have: 12 debit card transactions post and clear; receive your statement via eStatements; sign into Online Banking and have at least one Direct Debit or Credit post and clear. If account requirements are met, up to $25 of nationwide ATM fees will be refunded and you will receive the Fusion Rates and will earn 0.20% APY on balances over $25,000. If the account requirements are not met, you will earn 0.10% APY and no ATM fees will be refunded. The requirements cycle begins on the last business day of the month and ends on the next to last business day of the month. All Fusion requirements must be met by the close of business on the last day of the requirement cycle. ATM transactions do not count toward the 12 check card transactions. International ATM fees are not eligible for ATM fee refund. Interest and ATM refunds will be paid on the last day of the month in which it is earned. † Your cashback will be posted to your Cashback Checking account on the first day of the month following the close of the account cycle. The account cycle runs from the first day of the month to the last day of the month. If you close your Cashback Checking account: you will not receive any cashback for purchases posted during the month you close your account. Only applicable to purchases made with your debit card tied to your Cashback Checking account. Federally insured by NCUA.