Cashback Checking

New from Advantis:
Cashback Checking
Free checking that pays you

Get Started: Open Online Contact Us Visit a Branch

Cashback Checking is always free, and pays you UNLIMITED cash back every month when you sign up for eStatements.*

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Earn unlimited
cash back

  • NO limits on how much cash back you can earn each month
  • Earn 10 cents for every debit purchase that’s $3.00 or more – in-store, online, and through Apple Pay.** If you’re a frequent debit card user, cash back adds up quickly! Learn more
  • Advantis is the only financial institution with branches in Oregon that offers an UNLIMITED cashback checking account.
Cashback No Fees

No monthly fees

  • Cashback Checking is always FREE, no matter what
  • No monthly maintenance or service fees
  • No debit card fees
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No complicated requirements

  • Simply enroll in eStatements, and you’re qualified to start earning unlimited cash back immediately!* Why eStatements?
  • No annoying process to “redeem” your cash back. Your earnings are automatically posted to your account on the first day of the month.
    Learn more
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No minimum balance

  • No minimum balance requirement 
  • Cash back earnings aren’t based on your balance - you earn the same amazing cash back even if you regularly carry a low balance
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Surcharge-free ATMs nationwide

  • Access over 30,000 surcharge-free ATMs nationwide through the CO-OP network

Cashback Checking comes with lots of perks.

Enjoy all of these free extras when you open a Cashback account:

  • Online Banking
  • Mobile Banking
  • Mobile Deposit
  • Bill Pay
  • eStatements
  • 30,000 surcharge-free ATMs
  • Overdraft Protection
  • Apple Pay (Samsung & Android Pay coming soon!)

Is Cashback Checking right for me?

In general, Cashback Checking is an excellent option if you:
  • Frequently use your debit card – whether in-store, online (including automatic payments), or through Apple Pay – you’ll earn cashback on every debit transaction of $3 or more**.
  • Keep a low to moderate balance in your checking account – regardless of your balance, you earn the same amazing cashback! If you keep a higher balance in your account, consider our Fusion Checking account.

You can also compare all of our checking accounts to see what may be best for you!

Questions? We got this.

Check out our handy frequently asked questions (FAQs). Need help deciding? Please contact us at 503-785-2528 or visit any of our branch locations.

Not yet a member? Advantis Credit Union is for you.

Our checking accounts pay you back because we’ve got your back.
Advantis is a not-for-profit financial cooperative, locally owned by our members. Which means instead of giving our earnings to corporate stockholders like banks do, we return them to our members in the form of better rates, lower fees, more free services – and in this case, unlimited cashback! Simply click “Open Online” below – you can open your membership and your new Cashback Account entirely online!
Learn about our cooperative difference 

Want to switch from another Advantis checking account?

Are you a current member and want to switch from another Advantis checking account to Cashback? That’s easy! The fastest way to get started is to send us a quick and secure email through Advantis Online Banking and tell us you want to switch to (or open) a Cashback account. Simply log in, click the “More” button, then choose “Message Center”. You can also call us at 503-785-2528 or visit any branch location. If you’re switching from another Advantis checking account to Cashback - don’t worry, we’ll make it hassle-free! Your debit card number, checks, and any automatic payments you’ve setup will all stay the same. Learn more: Read the FAQs

Get Started: Open Online Contact Us Visit a Branch

*Your cashback will be posted to your Cashback Checking account on the first day of the month following the close of the account cycle. The account cycle runs from the first day of the month to the last day of the month. If you close your Cashback Checking account: you will not receive any cashback for purchases posted during the month you close your account.

**Only applicable to purchases made with your debit card tied to your Cashback Checking account. Federally insured by NCUA.

†Based on online research completed August 31st, 2017, Advantis was the only financial institution with physical branch locations in the State of Oregon to promote an unlimited cash back checking product on a publically available website. This statement is accurate as of the stated time of research.