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SBA 504 Loan

Purchase or refinance with a lower down payment.

SBA 504 Loan

Purchase a commercial property with as little as 10% down

Make it happen with our SBA 504 Loan

If you’re looking to buy commercial real estate for your business or refinance the property you currently occupy, consider an Advantis SBA 504 loan. With a lower borrower contribution requirement, competitive rates and excellent terms, this loan program can add up to big savings for owner-occupied commercial property owners.

How does the SBA 504 program work?
You contribute 10-20% of the total loan amount (depending on property type and the age of your business), Advantis funds 50% of the project, and the Small Business Association finances the remaining 30-40%.

Purchase a new property
With as little as 10% down you can purchase your own building and start earning equity in your real estate investment.

Refinance your existing loan
Current regulations allow for the refinance of your existing debts into a SBA 504 loan at up to 90% loan to value. Restructure your debts at today’s low interest rates.

SBA Commercial Loan benefits include:
The SBA portion (30-40%) of your total loan amount offers excellent benefits:

  • Lower down payment required from the borrower
  • Ability to retain cash for working capital
  • 20-year loan terms
  • Fixed interest rates
  • No balloon payment
  • All project costs and fees can be financed into the loan

Advantis Commercial Loan Benefits

The Advantis portion (50%) of your total loan amount offers these benefits:

  • Retail, office, storage and warehouse financing at today’s low rates
  • Loans from $250,000 up to $5,000,000
  • No requirement to move your deposit accounts
  • Portfolio commercial loan products with local servicing
  • Local in-house underwriting
  • Low closing costs

Get Started Now

Three easy ways to get started:

  1. Download a commercial real estate loan application
  2. Submit an online loan request form
  3. Call a commercial real estate loan specialist and apply by phone